There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Chak Roldu Singh Wala, Distt. branch in Distt Bhatinda, Chak Ruldu Singh Wala (Distt. Bathinda), Punjab, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Distt Bhatinda or anywhere in Punjab can easily transfer funds instantly by using the correct IFSC Code PUNB0143000. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Chak Roldu Singh Wala, Distt., Distt Bhatinda
Below in the table are the key details related to IFSC Code PUNB0143000 of Punjab National Bank for its branch located in Distt Bhatinda, within the district of Chak Ruldu Singh Wala (Distt. Bathinda) in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0143000 |
| Branch | Chak Roldu Singh Wala, Distt. |
| City | Distt Bhatinda |
| District | Chak Ruldu Singh Wala (Distt. Bathinda) |
| State | Punjab |
| Address | Vill And Po Chak Roldu Singh Wala |
These details help users in online banking and for businesses and individuals who use Punjab National Bank in Distt Bhatinda for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0143000 for the Chak Roldu Singh Wala, Distt. branch of Punjab National Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Chak Roldu Singh Wala, Distt., Distt Bhatinda, Punjab, are allotted a unique IFSC like PUNB0143000 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Distt Bhatinda.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Distt Bhatinda and Chak Ruldu Singh Wala (Distt. Bathinda).
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Punjab National Bank in Chak Roldu Singh Wala, Distt. reaches the right place, even though there are thousands of branches in Punjab and across India.
Format of the IFSC Code PUNB0143000
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chak Roldu Singh Wala, Distt. in Distt Bhatinda.
For example, the IFSC Code PUNB0143000 of Punjab National Bank for the Chak Roldu Singh Wala, Distt. branch includes these elements, identifying the bank and the branch location in Distt Bhatinda and Punjab accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0143000 of Punjab National Bank for its Chak Roldu Singh Wala, Distt. branch located in Distt Bhatinda, the following methods can help:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Distt Bhatinda and Chak Ruldu Singh Wala (Distt. Bathinda), print them on the first page of your passbook.
Bank Website
Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Chak Roldu Singh Wala, Distt. or Distt Bhatinda to get the exact IFSC Code PUNB0143000.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Distt Bhatinda, you'll get the correct details.
How to Use IFSC Code PUNB0143000 for Online Transfers?
Once you have the IFSC Code PUNB0143000 for the Chak Roldu Singh Wala, Distt. branch of Punjab National Bank in Distt Bhatinda, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0143000. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0143000.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Chak Roldu Singh Wala, Distt. in Distt Bhatinda may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Chak Roldu Singh Wala, Distt., here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Distt Bhatinda to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0143000.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Vill And Po Chak Roldu Singh Wala located in Distt Bhatinda, Chak Ruldu Singh Wala (Distt. Bathinda), Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.