The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Garser (Garur) branch in Distt Bhageshwar, Garur Uttrakhand, Uttarakhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Distt Bhageshwar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code PUNB0786800. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Garser (Garur), Distt Bhageshwar
Below in the table are the key details related to IFSC Code PUNB0786800 of Punjab National Bank for its branch located in Distt Bhageshwar, within the district of Garur Uttrakhand in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0786800 |
| Branch | Garser (Garur) |
| City | Distt Bhageshwar |
| District | Garur Uttrakhand |
| State | Uttarakhand |
| Address | Kosani Road, Garur |
These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Distt Bhageshwar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0786800 for the Garser (Garur) branch of Punjab National Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Garser (Garur), Distt Bhageshwar, Uttarakhand, are allotted a unique IFSC like PUNB0786800 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Distt Bhageshwar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Distt Bhageshwar and Garur Uttrakhand.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Punjab National Bank in Garser (Garur) reaches the right place, even though there are thousands of branches in Uttarakhand and across India.
Format of the IFSC Code PUNB0786800
The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Garser (Garur) in Distt Bhageshwar.
For example, the IFSC Code PUNB0786800 of Punjab National Bank for the Garser (Garur) branch includes these elements, identifying the bank and the branch location in Distt Bhageshwar and Uttarakhand correctly.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0786800 of Punjab National Bank for its Garser (Garur) branch located in Distt Bhageshwar, the following methods can help:
Cheque Book
The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Distt Bhageshwar and Garur Uttrakhand, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and find the branch locator section. Search for Garser (Garur) or Distt Bhageshwar to get the exact IFSC Code PUNB0786800.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Distt Bhageshwar that will provide accurate information.
How to Use IFSC Code PUNB0786800 for Online Transfers?
If you have the IFSC Code PUNB0786800 for the Garser (Garur) branch of Punjab National Bank in Distt Bhageshwar, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0786800. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0786800.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Garser (Garur) in Distt Bhageshwar, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Garser (Garur), you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Distt Bhageshwar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0786800.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Kosani Road, Garur located in Distt Bhageshwar, Garur Uttrakhand, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.