For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Surera Teh Etmadpur, Distt. Ag branch in Distt: Agra, Surera (Surera (Distt.Agra) Up, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Distt: Agra or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0364100. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Surera Teh Etmadpur, Distt. Ag, Distt: Agra
Here are some of the key details that come with the IFSC Code PUNB0364100 of Punjab National Bank for its branch located in Distt: Agra, within the district of Surera (Surera (Distt.Agra) Up in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0364100 |
| Branch | Surera Teh Etmadpur, Distt. Ag |
| City | Distt: Agra |
| District | Surera (Surera (Distt.Agra) Up |
| State | Uttar Pradesh |
| Address | Bo Surera |
These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Distt: Agra for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0364100 for the Surera Teh Etmadpur, Distt. Ag branch of Punjab National Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Surera Teh Etmadpur, Distt. Ag, Distt: Agra, Uttar Pradesh, are given a unique IFSC like PUNB0364100 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Distt: Agra.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Distt: Agra and Surera (Surera (Distt.Agra) Up.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Punjab National Bank in Surera Teh Etmadpur, Distt. Ag goes to the correct branch. This is important because Punjab National Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code PUNB0364100
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Surera Teh Etmadpur, Distt. Ag in Distt: Agra.
For example, the IFSC Code PUNB0364100 of Punjab National Bank for the Surera Teh Etmadpur, Distt. Ag branch has these elements, identifying the bank and the branch location in Distt: Agra and Uttar Pradesh correctly.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0364100 of Punjab National Bank for its Surera Teh Etmadpur, Distt. Ag branch located in Distt: Agra, the following methods can help:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Punjab National Bank branches in Distt: Agra and Surera (Surera (Distt.Agra) Up, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Surera Teh Etmadpur, Distt. Ag or Distt: Agra to get the exact IFSC Code PUNB0364100.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Distt: Agra, you'll get the correct details.
How to Use IFSC Code PUNB0364100 for Online Transfers?
If you have the IFSC Code PUNB0364100 for the Surera Teh Etmadpur, Distt. Ag branch of Punjab National Bank in Distt: Agra, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0364100. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0364100.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Surera Teh Etmadpur, Distt. Ag in Distt: Agra, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Surera Teh Etmadpur, Distt. Ag, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Distt: Agra manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Surera Teh Etmadpur, Distt. Ag Distt: Agra branch is PUNB0364100.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Bo Surera.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.