For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Jokwa,Dist.Kushinagar(Up) branch in Dist.Kushinagar Uttar Pradesh, Jokwa,Dist.Kushinagar(Up), Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Dist.Kushinagar Uttar Pradesh or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0170400. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Jokwa,Dist.Kushinagar(Up), Dist.Kushinagar Uttar Pradesh

Here are the main details that are associated with the IFSC Code PUNB0170400 of Punjab National Bank for its branch located in Dist.Kushinagar Uttar Pradesh, within the district of Jokwa,Dist.Kushinagar(Up) in the state of Uttar Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0170400
Branch Jokwa,Dist.Kushinagar(Up)
City Dist.Kushinagar Uttar Pradesh
District Jokwa,Dist.Kushinagar(Up)
State Uttar Pradesh
Address Jokwa

These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Dist.Kushinagar Uttar Pradesh for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0170400 for the Jokwa,Dist.Kushinagar(Up) branch of Punjab National Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0170400 is given to every bank branch, including Punjab National Bank located in Jokwa,Dist.Kushinagar(Up), Dist.Kushinagar Uttar Pradesh, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Dist.Kushinagar Uttar Pradesh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Dist.Kushinagar Uttar Pradesh and Jokwa,Dist.Kushinagar(Up).
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Jokwa,Dist.Kushinagar(Up) doesn't end up at another location.

Format of the IFSC Code PUNB0170400

This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jokwa,Dist.Kushinagar(Up) in Dist.Kushinagar Uttar Pradesh.

For example, the IFSC Code PUNB0170400 of Punjab National Bank for the Jokwa,Dist.Kushinagar(Up) branch includes these elements, identifying the bank and the branch location in Dist.Kushinagar Uttar Pradesh and Uttar Pradesh accurately.

How to Find IFSC Code for Punjab National Bank?

To find the IFSC Code PUNB0170400 of Punjab National Bank for its Jokwa,Dist.Kushinagar(Up) branch located in Dist.Kushinagar Uttar Pradesh, the following methods can help you out:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Dist.Kushinagar Uttar Pradesh and Jokwa,Dist.Kushinagar(Up), print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Jokwa,Dist.Kushinagar(Up) or Dist.Kushinagar Uttar Pradesh to find the exact IFSC Code PUNB0170400.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Dist.Kushinagar Uttar Pradesh will provide accurate information.

How to Use IFSC Code PUNB0170400 for Online Transfers?

Once you have the IFSC Code PUNB0170400 for the Jokwa,Dist.Kushinagar(Up) branch of Punjab National Bank in Dist.Kushinagar Uttar Pradesh, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0170400. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0170400.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Jokwa,Dist.Kushinagar(Up) in Dist.Kushinagar Uttar Pradesh may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Jokwa,Dist.Kushinagar(Up), here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Dist.Kushinagar Uttar Pradesh manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Jokwa,Dist.Kushinagar(Up), Dist.Kushinagar Uttar Pradesh?

The IFSC Code is PUNB0170400.

Is the IFSC Code PUNB0170400 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Jokwa,Dist.Kushinagar(Up)?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Jokwa,Dist.Kushinagar(Up) branch?

The address of the branch is Jokwa located in Dist.Kushinagar Uttar Pradesh, Jokwa,Dist.Kushinagar(Up), Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.