There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Rajgangpur (Orissa) branch in Dist : Sundergarh, Sundergarh, Orissa, Odisha, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Dist : Sundergarh or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code PUNB0676600. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Rajgangpur (Orissa), Dist : Sundergarh
Here are the main details that are associated with the IFSC Code PUNB0676600 of Punjab National Bank for its branch located in Dist : Sundergarh, within the district of Sundergarh, Orissa in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0676600 |
| Branch | Rajgangpur (Orissa) |
| City | Dist : Sundergarh |
| District | Sundergarh, Orissa |
| State | Odisha |
| Address | Tribeni Cinema Road Subash Chowk |
These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Dist : Sundergarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0676600 for the Rajgangpur (Orissa) branch of Punjab National Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Rajgangpur (Orissa), Dist : Sundergarh, Odisha, is provided a unique IFSC like PUNB0676600 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Punjab National Bank branch in Dist : Sundergarh.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Dist : Sundergarh and Sundergarh, Orissa.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Odisha and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Rajgangpur (Orissa) do not get misguided to another person.
Format of the IFSC Code PUNB0676600
This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Rajgangpur (Orissa) in Dist : Sundergarh.
For example, the IFSC Code PUNB0676600 of Punjab National Bank for the Rajgangpur (Orissa) branch includes these elements, identifying the bank and the branch location in Dist : Sundergarh and Odisha accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0676600 of Punjab National Bank for its Rajgangpur (Orissa) branch located in Dist : Sundergarh, the following methods can help:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Dist : Sundergarh and Sundergarh, Orissa, print them on the first page of your passbook.
Bank Website
Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Rajgangpur (Orissa) or Dist : Sundergarh to get the exact IFSC Code PUNB0676600.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Dist : Sundergarh, you'll get the correct details.
How to Use IFSC Code PUNB0676600 for Online Transfers?
Once you have the IFSC Code PUNB0676600 for the Rajgangpur (Orissa) branch of Punjab National Bank in Dist : Sundergarh, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0676600. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0676600.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Rajgangpur (Orissa) in Dist : Sundergarh, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Rajgangpur (Orissa), you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Dist : Sundergarh manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0676600.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Tribeni Cinema Road Subash Chowk located in Dist : Sundergarh, Sundergarh, Orissa, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.