There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Satna Station Road branch in Dist-Satna Station Road-Satna, Satna, Madhya Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Dist-Satna Station Road-Satna or anywhere in Madhya Pradesh can easily transfer funds instantly by using the correct IFSC Code PUNB0625400. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Satna Station Road, Dist-Satna Station Road-Satna
The table below shows the main details of the IFSC Code PUNB0625400 for the Punjab National Bank branch in Dist-Satna Station Road-Satna, which falls under the Satna district in Madhya Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0625400 |
| Branch | Satna Station Road |
| City | Dist-Satna Station Road-Satna |
| District | Satna |
| State | Madhya Pradesh |
| Address | Teh-Raghuraj Nagar, Municipal Corporation |
These details help users in online banking and for businesses and individuals who use Punjab National Bank in Dist-Satna Station Road-Satna for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0625400 for the Satna Station Road branch of Punjab National Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Satna Station Road, Dist-Satna Station Road-Satna, Madhya Pradesh, are allotted a unique IFSC like PUNB0625400 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Dist-Satna Station Road-Satna.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Dist-Satna Station Road-Satna and Satna.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Punjab National Bank in Satna Station Road reaches the right place, even though there are thousands of branches in Madhya Pradesh and across India.
Format of the IFSC Code PUNB0625400
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Satna Station Road in Dist-Satna Station Road-Satna.
For example, the IFSC Code PUNB0625400 of Punjab National Bank for the Satna Station Road branch includes these elements, identifying the bank and the branch location in Dist-Satna Station Road-Satna and Madhya Pradesh accurately.
How to Find IFSC Code for Punjab National Bank?
To find the IFSC Code PUNB0625400 of Punjab National Bank for its Satna Station Road branch located in Dist-Satna Station Road-Satna, the following methods can help you out:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Dist-Satna Station Road-Satna and Satna, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Satna Station Road or Dist-Satna Station Road-Satna to find the exact IFSC Code PUNB0625400.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Dist-Satna Station Road-Satna will provide accurate information.
How to Use IFSC Code PUNB0625400 for Online Transfers?
Once you have the IFSC Code PUNB0625400 for the Satna Station Road branch of Punjab National Bank in Dist-Satna Station Road-Satna, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0625400. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0625400.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Satna Station Road in Dist-Satna Station Road-Satna may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Satna Station Road, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Dist-Satna Station Road-Satna manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0625400.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Teh-Raghuraj Nagar, Municipal Corporation located in Dist-Satna Station Road-Satna, Satna, Madhya Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.