The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Neura, Distt. Patna (Bihar) branch in Dist Patna, Neura (Bihar), Bihar, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Dist Patna or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code PUNB0272900. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Neura, Distt. Patna (Bihar), Dist Patna
Here are some of the key details that come with the IFSC Code PUNB0272900 of Punjab National Bank for its branch located in Dist Patna, within the district of Neura (Bihar) in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0272900 |
| Branch | Neura, Distt. Patna (Bihar) |
| City | Dist Patna |
| District | Neura (Bihar) |
| State | Bihar |
| Address | Vill & Po Neura |
These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Dist Patna for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0272900 for the Neura, Distt. Patna (Bihar) branch of Punjab National Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Neura, Distt. Patna (Bihar), Dist Patna, Bihar, is provided a unique IFSC like PUNB0272900 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Punjab National Bank branch in Dist Patna.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Dist Patna and Neura (Bihar).
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Neura, Distt. Patna (Bihar) do not get misguided to another person.
Format of the IFSC Code PUNB0272900
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Neura, Distt. Patna (Bihar) in Dist Patna.
For example, the IFSC Code PUNB0272900 of Punjab National Bank for the Neura, Distt. Patna (Bihar) branch includes these elements, identifying the bank and the branch location in Dist Patna and Bihar accurately.
How to Find IFSC Code for Punjab National Bank?
To find the IFSC Code PUNB0272900 of Punjab National Bank for its Neura, Distt. Patna (Bihar) branch located in Dist Patna, the following methods can help you out:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Dist Patna and Neura (Bihar), print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Neura, Distt. Patna (Bihar) or Dist Patna to find the exact IFSC Code PUNB0272900.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Dist Patna will provide accurate information.
How to Use IFSC Code PUNB0272900 for Online Transfers?
Once you have the IFSC Code PUNB0272900 for the Neura, Distt. Patna (Bihar) branch of Punjab National Bank in Dist Patna, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0272900. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0272900.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Neura, Distt. Patna (Bihar) in Dist Patna, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Neura, Distt. Patna (Bihar), here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Dist Patna manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Neura, Distt. Patna (Bihar) Dist Patna branch is PUNB0272900.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Vill & Po Neura.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.