IFSC Code of Punjab National Bank, Goraiyasthan, Goraiyasthan (Patna), Bihar — PUNB0192000

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Goraiyasthan branch in Dist:-Patna, Goraiyasthan (Patna), Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Dist:-Patna or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code PUNB0192000. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Goraiyasthan, Dist:-Patna

Here are some of the key details that come with the IFSC Code PUNB0192000 of Punjab National Bank for its branch located in Dist:-Patna, within the district of Goraiyasthan (Patna) in the state of Bihar.

These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Dist:-Patna for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0192000 for the Goraiyasthan branch of Punjab National Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Goraiyasthan, Dist:-Patna, Bihar, is provided a unique IFSC like PUNB0192000 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Punjab National Bank branch in Dist:-Patna.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Dist:-Patna and Goraiyasthan (Patna).
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Goraiyasthan do not get misguided to another person.

Format of the IFSC Code PUNB0192000

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Goraiyasthan in Dist:-Patna.

For example, the IFSC Code PUNB0192000 of Punjab National Bank for the Goraiyasthan branch includes these elements, identifying the bank and the branch location in Dist:-Patna and Bihar accurately.

How to Find IFSC Code for Punjab National Bank?

To find the IFSC Code PUNB0192000 of Punjab National Bank for its Goraiyasthan branch located in Dist:-Patna, the following methods can help you out:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Dist:-Patna and Goraiyasthan (Patna), print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Goraiyasthan or Dist:-Patna to find the exact IFSC Code PUNB0192000.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Dist:-Patna will provide accurate information.

How to Use IFSC Code PUNB0192000 for Online Transfers?

Once you have the IFSC Code PUNB0192000 for the Goraiyasthan branch of Punjab National Bank in Dist:-Patna, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0192000. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0192000.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Goraiyasthan in Dist:-Patna, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Goraiyasthan, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dist:-Patna to handle online money transfers and get their cheques cleared smoothly.