For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Noawan, Distt. Jehanabad (Biha branch in Dist. Jehanabad, Jehanabad, Bihar, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Dist. Jehanabad or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code PUNB0162200. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Noawan, Distt. Jehanabad (Biha, Dist. Jehanabad
The table below shows the main details of the IFSC Code PUNB0162200 for the Punjab National Bank branch in Dist. Jehanabad, which falls under the Jehanabad district in Bihar.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0162200 |
| Branch | Noawan, Distt. Jehanabad (Biha |
| City | Dist. Jehanabad |
| District | Jehanabad |
| State | Bihar |
| Address | Village Noawan |
These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Dist. Jehanabad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0162200 for the Noawan, Distt. Jehanabad (Biha branch of Punjab National Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Noawan, Distt. Jehanabad (Biha, Dist. Jehanabad, Bihar, are allotted a unique IFSC like PUNB0162200 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Dist. Jehanabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Dist. Jehanabad and Jehanabad.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Punjab National Bank in Noawan, Distt. Jehanabad (Biha reaches the right place, even though there are thousands of branches in Bihar and across India.
Format of the IFSC Code PUNB0162200
This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Noawan, Distt. Jehanabad (Biha in Dist. Jehanabad.
For example, the IFSC Code PUNB0162200 of Punjab National Bank for the Noawan, Distt. Jehanabad (Biha branch includes these elements, identifying the bank and the branch location in Dist. Jehanabad and Bihar accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0162200 of Punjab National Bank for its Noawan, Distt. Jehanabad (Biha branch located in Dist. Jehanabad, the following methods can help:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Punjab National Bank branches in Dist. Jehanabad and Jehanabad, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Noawan, Distt. Jehanabad (Biha or Dist. Jehanabad to get the exact IFSC Code PUNB0162200.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Dist. Jehanabad, you'll get the correct details.
How to Use IFSC Code PUNB0162200 for Online Transfers?
Once you have the IFSC Code PUNB0162200 for the Noawan, Distt. Jehanabad (Biha branch of Punjab National Bank in Dist. Jehanabad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0162200. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0162200.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Noawan, Distt. Jehanabad (Biha in Dist. Jehanabad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Noawan, Distt. Jehanabad (Biha, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Dist. Jehanabad manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0162200.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Village Noawan located in Dist. Jehanabad, Jehanabad, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.