Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab National Bank for its Mangalaur Town branch in Dist. Haridwar, Manglaur Town, Uttarakhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Punjab National Bank located in Dist. Haridwar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code PUNB0250600. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Mangalaur Town, Dist. Haridwar

Here are the main details that are associated with the IFSC Code PUNB0250600 of Punjab National Bank for its branch located in Dist. Haridwar, within the district of Manglaur Town in the state of Uttarakhand.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0250600
Branch Mangalaur Town
City Dist. Haridwar
District Manglaur Town
State Uttarakhand
Address Mangalaur Town,

These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Dist. Haridwar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0250600 for the Mangalaur Town branch of Punjab National Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0250600 is given to every bank branch, including Punjab National Bank located in Mangalaur Town, Dist. Haridwar, Uttarakhand, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Dist. Haridwar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Dist. Haridwar and Manglaur Town.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Mangalaur Town doesn't end up at another location.

Format of the IFSC Code PUNB0250600

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mangalaur Town in Dist. Haridwar.

For example, the IFSC Code PUNB0250600 of Punjab National Bank for the Mangalaur Town branch includes these elements, identifying the bank and the branch location in Dist. Haridwar and Uttarakhand correctly.

How to Find IFSC Code for Punjab National Bank?

To find the IFSC Code PUNB0250600 of Punjab National Bank for its Mangalaur Town branch located in Dist. Haridwar, the following methods can help you out:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Dist. Haridwar and Manglaur Town, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Mangalaur Town or Dist. Haridwar to find the exact IFSC Code PUNB0250600.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Dist. Haridwar will provide accurate information.

How to Use IFSC Code PUNB0250600 for Online Transfers?

Once you have the IFSC Code PUNB0250600 for the Mangalaur Town branch of Punjab National Bank in Dist. Haridwar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0250600. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0250600.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Mangalaur Town in Dist. Haridwar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Mangalaur Town, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Dist. Haridwar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Mangalaur Town, Dist. Haridwar?

The IFSC Code is PUNB0250600.

Is the IFSC Code PUNB0250600 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Mangalaur Town?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mangalaur Town branch?

The address of the branch is Mangalaur Town, located in Dist. Haridwar, Manglaur Town, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.