There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Dadujodh,Gurdaspur(Punjab) branch in Dist. Gurdaspur Punjab, Dadujodh (Dist Gurdaspur), Punjab, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Dist. Gurdaspur Punjab or anywhere in Punjab can easily transfer funds instantly by using the correct IFSC Code PUNB0119300. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Dadujodh,Gurdaspur(Punjab), Dist. Gurdaspur Punjab
Here are the key points that are associated with the IFSC Code PUNB0119300 of Punjab National Bank for its branch located in Dist. Gurdaspur Punjab, within the district of Dadujodh (Dist Gurdaspur) in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0119300 |
| Branch | Dadujodh,Gurdaspur(Punjab) |
| City | Dist. Gurdaspur Punjab |
| District | Dadujodh (Dist Gurdaspur) |
| State | Punjab |
| Address | Dadujodh,Via Fatehgarh Churian, |
These details help users in online banking and for businesses and individuals who use Punjab National Bank in Dist. Gurdaspur Punjab for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0119300 for the Dadujodh,Gurdaspur(Punjab) branch of Punjab National Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Dadujodh,Gurdaspur(Punjab), Dist. Gurdaspur Punjab, Punjab, is provided a unique IFSC like PUNB0119300 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Punjab National Bank branch in Dist. Gurdaspur Punjab.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Dist. Gurdaspur Punjab and Dadujodh (Dist Gurdaspur).
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Dadujodh,Gurdaspur(Punjab) do not get misguided to another person.
Format of the IFSC Code PUNB0119300
The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dadujodh,Gurdaspur(Punjab) in Dist. Gurdaspur Punjab.
For example, the IFSC Code PUNB0119300 of Punjab National Bank for the Dadujodh,Gurdaspur(Punjab) branch includes these elements, identifying the bank and the branch location in Dist. Gurdaspur Punjab and Punjab correctly.
How to Find IFSC Code for Punjab National Bank?
If you are looking for the IFSC Code PUNB0119300 of Punjab National Bank for its Dadujodh,Gurdaspur(Punjab) branch located in Dist. Gurdaspur Punjab, the following methods can help:
Cheque Book
The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Punjab National Bank branches in Dist. Gurdaspur Punjab and Dadujodh (Dist Gurdaspur), print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Dadujodh,Gurdaspur(Punjab) or Dist. Gurdaspur Punjab to get the exact IFSC Code PUNB0119300.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Dist. Gurdaspur Punjab, then it will provide you proper information.
How to Use IFSC Code PUNB0119300 for Online Transfers?
If you have the IFSC Code PUNB0119300 for the Dadujodh,Gurdaspur(Punjab) branch of Punjab National Bank in Dist. Gurdaspur Punjab, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0119300. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0119300.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Dadujodh,Gurdaspur(Punjab) in Dist. Gurdaspur Punjab, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Dadujodh,Gurdaspur(Punjab), here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Dist. Gurdaspur Punjab to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Dadujodh,Gurdaspur(Punjab) Dist. Gurdaspur Punjab branch is PUNB0119300.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Dadujodh,Via Fatehgarh Churian,.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.