Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab National Bank for its Bazitpur, Distt. Godda (Jharkh branch in Dist-Godda, Bazitpur, Distt Godda, Jharkhand, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Punjab National Bank located in Dist-Godda or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code PUNB0176100. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Bazitpur, Distt. Godda (Jharkh, Dist-Godda
Here are the main details that are associated with the IFSC Code PUNB0176100 of Punjab National Bank for its branch located in Dist-Godda, within the district of Bazitpur, Distt Godda in the state of Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0176100 |
| Branch | Bazitpur, Distt. Godda (Jharkh |
| City | Dist-Godda |
| District | Bazitpur, Distt Godda |
| State | Jharkhand |
| Address | Via-Isripur Bhara Hat |
These details help users in online banking and for businesses and individuals who use Punjab National Bank in Dist-Godda for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0176100 for the Bazitpur, Distt. Godda (Jharkh branch of Punjab National Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0176100 is given to every bank branch, including Punjab National Bank located in Bazitpur, Distt. Godda (Jharkh, Dist-Godda, Jharkhand, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Dist-Godda.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Dist-Godda and Bazitpur, Distt Godda.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Jharkhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Bazitpur, Distt. Godda (Jharkh doesn't end up at another location.
Format of the IFSC Code PUNB0176100
This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bazitpur, Distt. Godda (Jharkh in Dist-Godda.
For example, the IFSC Code PUNB0176100 of Punjab National Bank for the Bazitpur, Distt. Godda (Jharkh branch includes these elements, identifying the bank and the branch location in Dist-Godda and Jharkhand accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0176100 of Punjab National Bank for its Bazitpur, Distt. Godda (Jharkh branch located in Dist-Godda, the following methods can help:
Cheque Book
The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Dist-Godda and Bazitpur, Distt Godda, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and find the branch locator section. Search for Bazitpur, Distt. Godda (Jharkh or Dist-Godda to get the exact IFSC Code PUNB0176100.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Dist-Godda that will provide accurate information.
How to Use IFSC Code PUNB0176100 for Online Transfers?
Once you have the IFSC Code PUNB0176100 for the Bazitpur, Distt. Godda (Jharkh branch of Punjab National Bank in Dist-Godda, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0176100. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0176100.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Bazitpur, Distt. Godda (Jharkh in Dist-Godda, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Bazitpur, Distt. Godda (Jharkh, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Dist-Godda manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0176100.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Via-Isripur Bhara Hat located in Dist-Godda, Bazitpur, Distt Godda, Jharkhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.