There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Khekra,Bagpat branch in Dharmshala Khekra Distt. Bagpat, Khekhra,Bagpat (U.P.), Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Dharmshala Khekra Distt. Bagpat or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code PUNB0644400. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Khekra,Bagpat, Dharmshala Khekra Distt. Bagpat

The table below shows the main details of the IFSC Code PUNB0644400 for the Punjab National Bank branch in Dharmshala Khekra Distt. Bagpat, which falls under the Khekhra,Bagpat (U.P.) district in Uttar Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0644400
Branch Khekra,Bagpat
City Dharmshala Khekra Distt. Bagpat
District Khekhra,Bagpat (U.P.)
State Uttar Pradesh
Address Jain College Road,Prem Puri ,Near Sagar Mal

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Dharmshala Khekra Distt. Bagpat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0644400 for the Khekra,Bagpat branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Khekra,Bagpat, Dharmshala Khekra Distt. Bagpat, Uttar Pradesh, is provided a unique IFSC like PUNB0644400 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Punjab National Bank branch in Dharmshala Khekra Distt. Bagpat.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Dharmshala Khekra Distt. Bagpat and Khekhra,Bagpat (U.P.).
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Khekra,Bagpat do not get misguided to another person.

Format of the IFSC Code PUNB0644400

This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Khekra,Bagpat in Dharmshala Khekra Distt. Bagpat.

For example, the IFSC Code PUNB0644400 of Punjab National Bank for the Khekra,Bagpat branch includes these elements, identifying the bank and the branch location in Dharmshala Khekra Distt. Bagpat and Uttar Pradesh accurately.

How to Find IFSC Code for Punjab National Bank?

If you are looking for the IFSC Code PUNB0644400 of Punjab National Bank for its Khekra,Bagpat branch located in Dharmshala Khekra Distt. Bagpat, the following methods can help:

Cheque Book

The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab National Bank branches in Dharmshala Khekra Distt. Bagpat and Khekhra,Bagpat (U.P.), print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Khekra,Bagpat or Dharmshala Khekra Distt. Bagpat to get the exact IFSC Code PUNB0644400.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Dharmshala Khekra Distt. Bagpat, then it will provide you proper information.

How to Use IFSC Code PUNB0644400 for Online Transfers?

Once you have the IFSC Code PUNB0644400 for the Khekra,Bagpat branch of Punjab National Bank in Dharmshala Khekra Distt. Bagpat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0644400. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0644400.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Khekra,Bagpat in Dharmshala Khekra Distt. Bagpat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Khekra,Bagpat, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dharmshala Khekra Distt. Bagpat to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Khekra,Bagpat, Dharmshala Khekra Distt. Bagpat?

The IFSC Code is PUNB0644400.

Is the IFSC Code PUNB0644400 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Khekra,Bagpat?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Khekra,Bagpat branch?

The address of the branch is Jain College Road,Prem Puri ,Near Sagar Mal located in Dharmshala Khekra Distt. Bagpat, Khekhra,Bagpat (U.P.), Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.