The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Dhalavaipattinam branch in Dharapuram Taluk, Dhalavaipattinam, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Dharapuram Taluk or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code PUNB0136100. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Dhalavaipattinam, Dharapuram Taluk
Below in the table are the key details related to IFSC Code PUNB0136100 of Punjab National Bank for its branch located in Dharapuram Taluk, within the district of Dhalavaipattinam in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0136100 |
| Branch | Dhalavaipattinam |
| City | Dharapuram Taluk |
| District | Dhalavaipattinam |
| State | Tamil Nadu |
| Address | Dhalavaipattinam |
These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Dharapuram Taluk for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0136100 for the Dhalavaipattinam branch of Punjab National Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Dhalavaipattinam, Dharapuram Taluk, Tamil Nadu, is provided with a unique IFSC like PUNB0136100 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Dharapuram Taluk.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Dharapuram Taluk and Dhalavaipattinam.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Dhalavaipattinam do not get mixed with another location.
Format of the IFSC Code PUNB0136100
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dhalavaipattinam in Dharapuram Taluk.
For example, the IFSC Code PUNB0136100 of Punjab National Bank for the Dhalavaipattinam branch includes these elements, identifying the bank and the branch location in Dharapuram Taluk and Tamil Nadu accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0136100 of Punjab National Bank for its Dhalavaipattinam branch located in Dharapuram Taluk, the following methods can help:
Cheque Book
The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Dharapuram Taluk and Dhalavaipattinam, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and find the branch locator section. Search for Dhalavaipattinam or Dharapuram Taluk to get the exact IFSC Code PUNB0136100.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Dharapuram Taluk that will provide accurate information.
How to Use IFSC Code PUNB0136100 for Online Transfers?
Once you have the IFSC Code PUNB0136100 for the Dhalavaipattinam branch of Punjab National Bank in Dharapuram Taluk, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0136100. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0136100.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Dhalavaipattinam in Dharapuram Taluk, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Dhalavaipattinam, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Dharapuram Taluk to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0136100.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Dhalavaipattinam located in Dharapuram Taluk, Dhalavaipattinam, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.