The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Deochara (Distt-Bareilly) branch in Deochara (Distt-Bareilly), Deochara (Distt-Bareilly), Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Deochara (Distt-Bareilly) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0638200. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Deochara (Distt-Bareilly), Deochara (Distt-Bareilly)

Below in the table are the key details related to IFSC Code PUNB0638200 of Punjab National Bank for its branch located in Deochara (Distt-Bareilly), within the district of Deochara (Distt-Bareilly) in the state of Uttar Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0638200
Branch Deochara (Distt-Bareilly)
City Deochara (Distt-Bareilly)
District Deochara (Distt-Bareilly)
State Uttar Pradesh
Address Deochara (Distt-Bareilly)Up

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Deochara (Distt-Bareilly) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0638200 for the Deochara (Distt-Bareilly) branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Deochara (Distt-Bareilly), Deochara (Distt-Bareilly), Uttar Pradesh, is provided with a unique IFSC like PUNB0638200 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Deochara (Distt-Bareilly).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Deochara (Distt-Bareilly) and Deochara (Distt-Bareilly).
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Deochara (Distt-Bareilly) do not get mixed with another location.

Format of the IFSC Code PUNB0638200

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Deochara (Distt-Bareilly) in Deochara (Distt-Bareilly).

For example, the IFSC Code PUNB0638200 of Punjab National Bank for the Deochara (Distt-Bareilly) branch includes these elements, identifying the bank and the branch location in Deochara (Distt-Bareilly) and Uttar Pradesh accurately.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0638200 of Punjab National Bank for its Deochara (Distt-Bareilly) branch located in Deochara (Distt-Bareilly), the following methods can help:

Cheque Book

The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Deochara (Distt-Bareilly) and Deochara (Distt-Bareilly), print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and find the branch locator section. Search for Deochara (Distt-Bareilly) or Deochara (Distt-Bareilly) to get the exact IFSC Code PUNB0638200.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Deochara (Distt-Bareilly) that will provide accurate information.

How to Use IFSC Code PUNB0638200 for Online Transfers?

If you have the IFSC Code PUNB0638200 for the Deochara (Distt-Bareilly) branch of Punjab National Bank in Deochara (Distt-Bareilly), you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0638200. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0638200.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Deochara (Distt-Bareilly) in Deochara (Distt-Bareilly), it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Deochara (Distt-Bareilly), you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Deochara (Distt-Bareilly) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Deochara (Distt-Bareilly), Deochara (Distt-Bareilly)?

The IFSC Code is PUNB0638200.

Is the IFSC Code PUNB0638200 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Deochara (Distt-Bareilly)?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Deochara (Distt-Bareilly) branch?

The address of the branch is Deochara (Distt-Bareilly)Up located in Deochara (Distt-Bareilly), Deochara (Distt-Bareilly), Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.