For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Jakhan Dehradun branch in Dehra Dun, Dehra Dun, Uttarakhand, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Dehra Dun or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code PUNB0880800. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Jakhan Dehradun, Dehra Dun
Here are the key points that are associated with the IFSC Code PUNB0880800 of Punjab National Bank for its branch located in Dehra Dun, within the district of Dehra Dun in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0880800 |
| Branch | Jakhan Dehradun |
| City | Dehra Dun |
| District | Dehra Dun |
| State | Uttarakhand |
| Address | 117/1 Rajpur Road Jakhan Dehradun Ul 248001 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Dehra Dun for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0880800 for the Jakhan Dehradun branch of Punjab National Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Jakhan Dehradun, Dehra Dun, Uttarakhand, is provided with a unique IFSC like PUNB0880800 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Dehra Dun.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Dehra Dun and Dehra Dun.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Jakhan Dehradun do not get mixed with another location.
Format of the IFSC Code PUNB0880800
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jakhan Dehradun in Dehra Dun.
For example, the IFSC Code PUNB0880800 of Punjab National Bank for the Jakhan Dehradun branch includes these elements, identifying the bank and the branch location in Dehra Dun and Uttarakhand accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0880800 of Punjab National Bank for its Jakhan Dehradun branch located in Dehra Dun, the following methods can help:
Cheque Book
The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Dehra Dun and Dehra Dun, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and find the branch locator section. Search for Jakhan Dehradun or Dehra Dun to get the exact IFSC Code PUNB0880800.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Dehra Dun that will provide accurate information.
How to Use IFSC Code PUNB0880800 for Online Transfers?
Once you have the IFSC Code PUNB0880800 for the Jakhan Dehradun branch of Punjab National Bank in Dehra Dun, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0880800. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0880800.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Jakhan Dehradun in Dehra Dun, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Jakhan Dehradun, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Dehra Dun manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0880800.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 117/1 Rajpur Road Jakhan Dehradun Ul 248001 located in Dehra Dun, Dehra Dun, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.