Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Deeh Ghat, Distt. Gorakhpur (U branch in Deeh Ghat, Distt. Gorakhpur, Deehghat (Distt-Gorakhpur), or Uttar Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Deeh Ghat, Distt. Gorakhpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0160100. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Deeh Ghat, Distt. Gorakhpur (U, Deeh Ghat, Distt. Gorakhpur
Here are some of the key details that come with the IFSC Code PUNB0160100 of Punjab National Bank for its branch located in Deeh Ghat, Distt. Gorakhpur, within the district of Deehghat (Distt-Gorakhpur) in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0160100 |
| Branch | Deeh Ghat, Distt. Gorakhpur (U |
| City | Deeh Ghat, Distt. Gorakhpur |
| District | Deehghat (Distt-Gorakhpur) |
| State | Uttar Pradesh |
| Address | Vill. Barahi |
These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Deeh Ghat, Distt. Gorakhpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0160100 for the Deeh Ghat, Distt. Gorakhpur (U branch of Punjab National Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Deeh Ghat, Distt. Gorakhpur (U, Deeh Ghat, Distt. Gorakhpur, Uttar Pradesh, is provided with a unique IFSC like PUNB0160100 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Deeh Ghat, Distt. Gorakhpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Deeh Ghat, Distt. Gorakhpur and Deehghat (Distt-Gorakhpur).
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Deeh Ghat, Distt. Gorakhpur (U do not get mixed with another location.
Format of the IFSC Code PUNB0160100
The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Deeh Ghat, Distt. Gorakhpur (U in Deeh Ghat, Distt. Gorakhpur.
For example, the IFSC Code PUNB0160100 of Punjab National Bank for the Deeh Ghat, Distt. Gorakhpur (U branch includes these elements, identifying the bank and the branch location in Deeh Ghat, Distt. Gorakhpur and Uttar Pradesh correctly.
How to Find IFSC Code for Punjab National Bank?
To find the IFSC Code PUNB0160100 of Punjab National Bank for its Deeh Ghat, Distt. Gorakhpur (U branch located in Deeh Ghat, Distt. Gorakhpur, the following methods can help you out:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Deeh Ghat, Distt. Gorakhpur and Deehghat (Distt-Gorakhpur), print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Deeh Ghat, Distt. Gorakhpur (U or Deeh Ghat, Distt. Gorakhpur to find the exact IFSC Code PUNB0160100.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Deeh Ghat, Distt. Gorakhpur will provide accurate information.
How to Use IFSC Code PUNB0160100 for Online Transfers?
If you have the IFSC Code PUNB0160100 for the Deeh Ghat, Distt. Gorakhpur (U branch of Punjab National Bank in Deeh Ghat, Distt. Gorakhpur, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0160100. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0160100.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Deeh Ghat, Distt. Gorakhpur (U in Deeh Ghat, Distt. Gorakhpur, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Deeh Ghat, Distt. Gorakhpur (U, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Deeh Ghat, Distt. Gorakhpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0160100.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Vill. Barahi located in Deeh Ghat, Distt. Gorakhpur, Deehghat (Distt-Gorakhpur), Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.