There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Dausa Sikrai branch in Dausa, Sikrai, Rajasthan, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Dausa or anywhere in Rajasthan can easily transfer funds instantly by using the correct IFSC Code PUNB0875300. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Dausa Sikrai, Dausa

The table below shows the main details of the IFSC Code PUNB0875300 for the Punjab National Bank branch in Dausa, which falls under the Sikrai district in Rajasthan.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0875300
Branch Dausa Sikrai
City Dausa
District Sikrai
State Rajasthan
Address Smt Savita Meena Main Sikrai Rd Gram Panch Sikrai Dist Dausa Rj Dausa 303508

These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Dausa for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0875300 for the Dausa Sikrai branch of Punjab National Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Dausa Sikrai, Dausa, Rajasthan, is provided with a unique IFSC like PUNB0875300 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Dausa.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Dausa and Sikrai.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Rajasthan and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Dausa Sikrai do not get mixed with another location.

Format of the IFSC Code PUNB0875300

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dausa Sikrai in Dausa.

For example, the IFSC Code PUNB0875300 of Punjab National Bank for the Dausa Sikrai branch includes these elements, identifying the bank and the branch location in Dausa and Rajasthan accurately.

How to Find IFSC Code for Punjab National Bank?

To find the IFSC Code PUNB0875300 of Punjab National Bank for its Dausa Sikrai branch located in Dausa, the following methods can help you out:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Dausa and Sikrai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Dausa Sikrai or Dausa to find the exact IFSC Code PUNB0875300.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Dausa will provide accurate information.

How to Use IFSC Code PUNB0875300 for Online Transfers?

Once you have the IFSC Code PUNB0875300 for the Dausa Sikrai branch of Punjab National Bank in Dausa, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0875300. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0875300.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Dausa Sikrai in Dausa, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Dausa Sikrai, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dausa to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Dausa Sikrai, Dausa?

The IFSC Code is PUNB0875300.

Is the IFSC Code PUNB0875300 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Dausa Sikrai?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Dausa Sikrai branch?

The address of the branch is Smt Savita Meena Main Sikrai Rd Gram Panch Sikrai Dist Dausa Rj Dausa 303508 located in Dausa, Sikrai, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.