For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Dadhedu (Dhatery Khurd), branch in Dadhedu (Distt.Muzaffarnagar), Dadhedu (Distt.Muzaffarnagar), Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Dadhedu (Distt.Muzaffarnagar) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0137600. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Dadhedu (Dhatery Khurd),, Dadhedu (Distt.Muzaffarnagar)
Here are some of the key details that come with the IFSC Code PUNB0137600 of Punjab National Bank for its branch located in Dadhedu (Distt.Muzaffarnagar), within the district of Dadhedu (Distt.Muzaffarnagar) in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0137600 |
| Branch | Dadhedu (Dhatery Khurd), |
| City | Dadhedu (Distt.Muzaffarnagar) |
| District | Dadhedu (Distt.Muzaffarnagar) |
| State | Uttar Pradesh |
| Address | Distt. Muzaffarnagar (Up) |
These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Dadhedu (Distt.Muzaffarnagar) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0137600 for the Dadhedu (Dhatery Khurd), branch of Punjab National Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0137600 is given to every bank branch, including Punjab National Bank located in Dadhedu (Dhatery Khurd),, Dadhedu (Distt.Muzaffarnagar), Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Dadhedu (Distt.Muzaffarnagar).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Dadhedu (Distt.Muzaffarnagar) and Dadhedu (Distt.Muzaffarnagar).
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Dadhedu (Dhatery Khurd), doesn't end up at another location.
Format of the IFSC Code PUNB0137600
This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Dadhedu (Dhatery Khurd), in Dadhedu (Distt.Muzaffarnagar).
For example, the IFSC Code PUNB0137600 of Punjab National Bank for the Dadhedu (Dhatery Khurd), branch includes these elements, identifying the bank and the branch location in Dadhedu (Distt.Muzaffarnagar) and Uttar Pradesh accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0137600 of Punjab National Bank for its Dadhedu (Dhatery Khurd), branch located in Dadhedu (Distt.Muzaffarnagar), the following methods can help:
Cheque Book
The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Dadhedu (Distt.Muzaffarnagar) and Dadhedu (Distt.Muzaffarnagar), print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and find the branch locator section. Search for Dadhedu (Dhatery Khurd), or Dadhedu (Distt.Muzaffarnagar) to get the exact IFSC Code PUNB0137600.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Dadhedu (Distt.Muzaffarnagar) that will provide accurate information.
How to Use IFSC Code PUNB0137600 for Online Transfers?
Once you have the IFSC Code PUNB0137600 for the Dadhedu (Dhatery Khurd), branch of Punjab National Bank in Dadhedu (Distt.Muzaffarnagar), you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0137600. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0137600.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Dadhedu (Dhatery Khurd), in Dadhedu (Distt.Muzaffarnagar) may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Dadhedu (Dhatery Khurd),, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Dadhedu (Distt.Muzaffarnagar) manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0137600.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Distt. Muzaffarnagar (Up) located in Dadhedu (Distt.Muzaffarnagar), Dadhedu (Distt.Muzaffarnagar), Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.