Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Chiksana, Distt. Bharatpur (Ra branch in Chiksana Distt Bharatpur -Rajasthan, Chiksana Distt Bharatpur -Rajasthan, or Rajasthan, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Chiksana Distt Bharatpur -Rajasthan or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code PUNB0144200. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Chiksana, Distt. Bharatpur (Ra, Chiksana Distt Bharatpur -Rajasthan
Below in the table are the key details related to IFSC Code PUNB0144200 of Punjab National Bank for its branch located in Chiksana Distt Bharatpur -Rajasthan, within the district of Chiksana Distt Bharatpur -Rajasthan in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0144200 |
| Branch | Chiksana, Distt. Bharatpur (Ra |
| City | Chiksana Distt Bharatpur -Rajasthan |
| District | Chiksana Distt Bharatpur -Rajasthan |
| State | Rajasthan |
| Address | Distt Bharatpur |
These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Chiksana Distt Bharatpur -Rajasthan for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0144200 for the Chiksana, Distt. Bharatpur (Ra branch of Punjab National Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Chiksana, Distt. Bharatpur (Ra, Chiksana Distt Bharatpur -Rajasthan, Rajasthan, are allotted a unique IFSC like PUNB0144200 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Chiksana Distt Bharatpur -Rajasthan.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Chiksana Distt Bharatpur -Rajasthan and Chiksana Distt Bharatpur -Rajasthan.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Punjab National Bank in Chiksana, Distt. Bharatpur (Ra reaches the right place, even though there are thousands of branches in Rajasthan and across India.
Format of the IFSC Code PUNB0144200
The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chiksana, Distt. Bharatpur (Ra in Chiksana Distt Bharatpur -Rajasthan.
For example, the IFSC Code PUNB0144200 of Punjab National Bank for the Chiksana, Distt. Bharatpur (Ra branch includes these elements, identifying the bank and the branch location in Chiksana Distt Bharatpur -Rajasthan and Rajasthan correctly.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0144200 of Punjab National Bank for its Chiksana, Distt. Bharatpur (Ra branch located in Chiksana Distt Bharatpur -Rajasthan, the following methods can help:
Cheque Book
The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Chiksana Distt Bharatpur -Rajasthan and Chiksana Distt Bharatpur -Rajasthan, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and find the branch locator section. Search for Chiksana, Distt. Bharatpur (Ra or Chiksana Distt Bharatpur -Rajasthan to get the exact IFSC Code PUNB0144200.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Chiksana Distt Bharatpur -Rajasthan that will provide accurate information.
How to Use IFSC Code PUNB0144200 for Online Transfers?
Once you have the IFSC Code PUNB0144200 for the Chiksana, Distt. Bharatpur (Ra branch of Punjab National Bank in Chiksana Distt Bharatpur -Rajasthan, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0144200. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0144200.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Chiksana, Distt. Bharatpur (Ra in Chiksana Distt Bharatpur -Rajasthan, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Chiksana, Distt. Bharatpur (Ra, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Chiksana Distt Bharatpur -Rajasthan manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0144200.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Distt Bharatpur located in Chiksana Distt Bharatpur -Rajasthan, Chiksana Distt Bharatpur -Rajasthan, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.