The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Buldhana (Maharashtra) branch in Chikhli Road ,Tehsil Chowk, Buldhana (Maharastra), Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Chikhli Road ,Tehsil Chowk or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code PUNB0781100. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Buldhana (Maharashtra), Chikhli Road ,Tehsil Chowk

Here are some of the key details that come with the IFSC Code PUNB0781100 of Punjab National Bank for its branch located in Chikhli Road ,Tehsil Chowk, within the district of Buldhana (Maharastra) in the state of Maharashtra.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0781100
Branch Buldhana (Maharashtra)
City Chikhli Road ,Tehsil Chowk
District Buldhana (Maharastra)
State Maharashtra
Address Asra Towers Sane Nagar

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Chikhli Road ,Tehsil Chowk for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0781100 for the Buldhana (Maharashtra) branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0781100 is given to every bank branch, including Punjab National Bank located in Buldhana (Maharashtra), Chikhli Road ,Tehsil Chowk, Maharashtra, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Chikhli Road ,Tehsil Chowk.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Chikhli Road ,Tehsil Chowk and Buldhana (Maharastra).
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Buldhana (Maharashtra) doesn't end up at another location.

Format of the IFSC Code PUNB0781100

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Buldhana (Maharashtra) in Chikhli Road ,Tehsil Chowk.

For example, the IFSC Code PUNB0781100 of Punjab National Bank for the Buldhana (Maharashtra) branch includes these elements, identifying the bank and the branch location in Chikhli Road ,Tehsil Chowk and Maharashtra correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0781100 of Punjab National Bank for its Buldhana (Maharashtra) branch located in Chikhli Road ,Tehsil Chowk, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Chikhli Road ,Tehsil Chowk and Buldhana (Maharastra), print them on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Buldhana (Maharashtra) or Chikhli Road ,Tehsil Chowk to get the exact IFSC Code PUNB0781100.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Chikhli Road ,Tehsil Chowk, you'll get the correct details.

How to Use IFSC Code PUNB0781100 for Online Transfers?

Once you have the IFSC Code PUNB0781100 for the Buldhana (Maharashtra) branch of Punjab National Bank in Chikhli Road ,Tehsil Chowk, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0781100. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0781100.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Buldhana (Maharashtra) in Chikhli Road ,Tehsil Chowk may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Buldhana (Maharashtra), here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Chikhli Road ,Tehsil Chowk to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Buldhana (Maharashtra), Chikhli Road ,Tehsil Chowk?

The IFSC Code is PUNB0781100.

Is the IFSC Code PUNB0781100 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Buldhana (Maharashtra)?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Buldhana (Maharashtra) branch?

The address of the branch is Asra Towers Sane Nagar located in Chikhli Road ,Tehsil Chowk, Buldhana (Maharastra), Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.