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IFSC Code of Punjab National Bank, C/Chest Jassur, Nurpur, Chhattroli, Himachal Pradesh — PUNB0701900

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its C/Chest Jassur, Nurpur branch in Chhattroli, Chhattroli, or Himachal Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Chhattroli or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0701900. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, C/Chest Jassur, Nurpur, Chhattroli

Here are the main details that are associated with the IFSC Code PUNB0701900 of Punjab National Bank for its branch located in Chhattroli, within the district of Chhattroli in the state of Himachal Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0701900
Branch C/Chest Jassur, Nurpur
City Chhattroli
District Chhattroli
State Himachal Pradesh
Address Vill.Jassur,Distt.Kangra Hp

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Chhattroli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0701900 for the C/Chest Jassur, Nurpur branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in C/Chest Jassur, Nurpur, Chhattroli, Himachal Pradesh, is provided a unique IFSC like PUNB0701900 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Punjab National Bank branch in Chhattroli.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Chhattroli and Chhattroli.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Himachal Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in C/Chest Jassur, Nurpur do not get misguided to another person.

Format of the IFSC Code PUNB0701900

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like C/Chest Jassur, Nurpur in Chhattroli.

For example, the IFSC Code PUNB0701900 of Punjab National Bank for the C/Chest Jassur, Nurpur branch has these elements, identifying the bank and the branch location in Chhattroli and Himachal Pradesh correctly.

How to Find IFSC Code for Punjab National Bank?

To find the IFSC Code PUNB0701900 of Punjab National Bank for its C/Chest Jassur, Nurpur branch located in Chhattroli, the following methods can help you out:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Chhattroli and Chhattroli, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and go to the branch locator section. Then search for C/Chest Jassur, Nurpur or Chhattroli to find the exact IFSC Code PUNB0701900.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Chhattroli will provide accurate information.

How to Use IFSC Code PUNB0701900 for Online Transfers?

If you have the IFSC Code PUNB0701900 for the C/Chest Jassur, Nurpur branch of Punjab National Bank in Chhattroli, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0701900. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0701900.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank C/Chest Jassur, Nurpur in Chhattroli, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in C/Chest Jassur, Nurpur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Chhattroli manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in C/Chest Jassur, Nurpur, Chhattroli?

The IFSC Code is PUNB0701900.

Is the IFSC Code PUNB0701900 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank C/Chest Jassur, Nurpur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the C/Chest Jassur, Nurpur branch?

The address of the branch is Vill.Jassur,Distt.Kangra Hp located in Chhattroli, Chhattroli, Himachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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