IFSC Code of Punjab National Bank, Dumraon, Dumraon-Buxar, Bihar — PUNB0151410

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Dumraon branch in Buxar, Dumraon-Buxar, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Buxar or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code PUNB0151410. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Dumraon, Buxar

Here are the main details that are associated with the IFSC Code PUNB0151410 of Punjab National Bank for its branch located in Buxar, within the district of Dumraon-Buxar in the state of Bihar.

These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Buxar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0151410 for the Dumraon branch of Punjab National Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0151410 is given to every bank branch, including Punjab National Bank located in Dumraon, Buxar, Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Punjab National Bank branch in Buxar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Buxar and Dumraon-Buxar.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Dumraon doesn't end up at another location.

Format of the IFSC Code PUNB0151410

This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Dumraon in Buxar.

For example, the IFSC Code PUNB0151410 of Punjab National Bank for the Dumraon branch includes these elements, identifying the bank and the branch location in Buxar and Bihar accurately.

How to Find IFSC Code for Punjab National Bank?

If you are looking for the IFSC Code PUNB0151410 of Punjab National Bank for its Dumraon branch located in Buxar, the following methods can help:

Cheque Book

The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab National Bank branches in Buxar and Dumraon-Buxar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Dumraon or Buxar to get the exact IFSC Code PUNB0151410.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Buxar, then it will provide you proper information.

How to Use IFSC Code PUNB0151410 for Online Transfers?

Once you have the IFSC Code PUNB0151410 for the Dumraon branch of Punjab National Bank in Buxar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0151410. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0151410.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Dumraon in Buxar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Dumraon, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Buxar manage their online transfers and cheque clearances easily.