There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Mavelikara branch in Bus Station, Mavelikara (P O), Kerala State, Mavelikara, Kerela, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Bus Station, Mavelikara (P O), Kerala State or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code PUNB0431400. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Mavelikara, Bus Station, Mavelikara (P O), Kerala State

Here are the main details that are associated with the IFSC Code PUNB0431400 of Punjab National Bank for its branch located in Bus Station, Mavelikara (P O), Kerala State, within the district of Mavelikara, Kerela in the state of Kerala.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0431400
Branch Mavelikara
City Bus Station, Mavelikara (P O), Kerala State
District Mavelikara, Kerela
State Kerala
Address P B No 7, Kalackkatu Buildings,North Of Ksrtc

These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Bus Station, Mavelikara (P O), Kerala State for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0431400 for the Mavelikara branch of Punjab National Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Mavelikara, Bus Station, Mavelikara (P O), Kerala State, Kerala, is provided with a unique IFSC like PUNB0431400 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Bus Station, Mavelikara (P O), Kerala State.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Bus Station, Mavelikara (P O), Kerala State and Mavelikara, Kerela.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Mavelikara do not get mixed with another location.

Format of the IFSC Code PUNB0431400

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mavelikara in Bus Station, Mavelikara (P O), Kerala State.

For example, the IFSC Code PUNB0431400 of Punjab National Bank for the Mavelikara branch includes these elements, identifying the bank and the branch location in Bus Station, Mavelikara (P O), Kerala State and Kerala accurately.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0431400 of Punjab National Bank for its Mavelikara branch located in Bus Station, Mavelikara (P O), Kerala State, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Punjab National Bank branches in Bus Station, Mavelikara (P O), Kerala State and Mavelikara, Kerela, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Mavelikara or Bus Station, Mavelikara (P O), Kerala State to get the exact IFSC Code PUNB0431400.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Bus Station, Mavelikara (P O), Kerala State, you'll get the correct details.

How to Use IFSC Code PUNB0431400 for Online Transfers?

If you have the IFSC Code PUNB0431400 for the Mavelikara branch of Punjab National Bank in Bus Station, Mavelikara (P O), Kerala State, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0431400. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0431400.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Mavelikara in Bus Station, Mavelikara (P O), Kerala State, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Mavelikara, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bus Station, Mavelikara (P O), Kerala State to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Mavelikara, Bus Station, Mavelikara (P O), Kerala State?

The IFSC Code is PUNB0431400.

Is the IFSC Code PUNB0431400 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Mavelikara?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mavelikara branch?

The address of the branch is P B No 7, Kalackkatu Buildings,North Of Ksrtc located in Bus Station, Mavelikara (P O), Kerala State, Mavelikara, Kerela, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.