There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Khurja-Kabari Bazar Chauraha branch in Bulandshahr, Khurja, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Bulandshahr or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code PUNB0009810. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Khurja-Kabari Bazar Chauraha, Bulandshahr
Here are the main details that are associated with the IFSC Code PUNB0009810 of Punjab National Bank for its branch located in Bulandshahr, within the district of Khurja in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0009810 |
| Branch | Khurja-Kabari Bazar Chauraha |
| City | Bulandshahr |
| District | Khurja |
| State | Uttar Pradesh |
| Address | Kabari Bazar Chauraha, Khurja,Dst.Bulandshahr 203131 |
These details help users in online banking and for businesses and individuals who use Punjab National Bank in Bulandshahr for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0009810 for the Khurja-Kabari Bazar Chauraha branch of Punjab National Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Khurja-Kabari Bazar Chauraha, Bulandshahr, Uttar Pradesh, are allotted a unique IFSC like PUNB0009810 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bulandshahr.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Bulandshahr and Khurja.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Punjab National Bank in Khurja-Kabari Bazar Chauraha reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code PUNB0009810
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Khurja-Kabari Bazar Chauraha in Bulandshahr.
For example, the IFSC Code PUNB0009810 of Punjab National Bank for the Khurja-Kabari Bazar Chauraha branch has these elements, identifying the bank and the branch location in Bulandshahr and Uttar Pradesh correctly.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0009810 of Punjab National Bank for its Khurja-Kabari Bazar Chauraha branch located in Bulandshahr, the following methods can help:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Bulandshahr and Khurja, print them on the first page of your passbook.
Bank Website
Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Khurja-Kabari Bazar Chauraha or Bulandshahr to get the exact IFSC Code PUNB0009810.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Bulandshahr, you'll get the correct details.
How to Use IFSC Code PUNB0009810 for Online Transfers?
Once you have the IFSC Code PUNB0009810 for the Khurja-Kabari Bazar Chauraha branch of Punjab National Bank in Bulandshahr, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0009810. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0009810.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Khurja-Kabari Bazar Chauraha in Bulandshahr, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Khurja-Kabari Bazar Chauraha, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bulandshahr to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0009810.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Kabari Bazar Chauraha, Khurja,Dst.Bulandshahr 203131 located in Bulandshahr, Khurja, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.