The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Jadaul-Distt Bulandshahar branch in Bulandshahr, Jadaul, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Bulandshahr or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0042210. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Jadaul-Distt Bulandshahar, Bulandshahr
The table below shows the main details of the IFSC Code PUNB0042210 for the Punjab National Bank branch in Bulandshahr, which falls under the Jadaul district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0042210 |
| Branch | Jadaul-Distt Bulandshahar |
| City | Bulandshahr |
| District | Jadaul |
| State | Uttar Pradesh |
| Address | Village And Po Jadaul 24001 |
These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Bulandshahr for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0042210 for the Jadaul-Distt Bulandshahar branch of Punjab National Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Jadaul-Distt Bulandshahar, Bulandshahr, Uttar Pradesh, is provided with a unique IFSC like PUNB0042210 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Bulandshahr.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Bulandshahr and Jadaul.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Jadaul-Distt Bulandshahar do not get mixed with another location.
Format of the IFSC Code PUNB0042210
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jadaul-Distt Bulandshahar in Bulandshahr.
For example, the IFSC Code PUNB0042210 of Punjab National Bank for the Jadaul-Distt Bulandshahar branch includes these elements, identifying the bank and the branch location in Bulandshahr and Uttar Pradesh accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0042210 of Punjab National Bank for its Jadaul-Distt Bulandshahar branch located in Bulandshahr, the following methods can help:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Punjab National Bank branches in Bulandshahr and Jadaul, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Jadaul-Distt Bulandshahar or Bulandshahr to get the exact IFSC Code PUNB0042210.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Bulandshahr, you'll get the correct details.
How to Use IFSC Code PUNB0042210 for Online Transfers?
Once you have the IFSC Code PUNB0042210 for the Jadaul-Distt Bulandshahar branch of Punjab National Bank in Bulandshahr, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0042210. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0042210.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Jadaul-Distt Bulandshahar in Bulandshahr, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Jadaul-Distt Bulandshahar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bulandshahr to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0042210.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Village And Po Jadaul 24001 located in Bulandshahr, Jadaul, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.