IFSC Code of Punjab National Bank, Dataganj Distbudaun, Dataganj Dist Budaun, Uttar Pradesh — PUNB0161610

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Dataganj Distbudaun branch in Budaun, Dataganj Dist Budaun, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Budaun or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code PUNB0161610. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Dataganj Distbudaun, Budaun

The table below shows the main details of the IFSC Code PUNB0161610 for the Punjab National Bank branch in Budaun, which falls under the Dataganj Dist Budaun district in Uttar Pradesh.

These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Budaun for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0161610 for the Dataganj Distbudaun branch of Punjab National Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Dataganj Distbudaun, Budaun, Uttar Pradesh, is provided a unique IFSC like PUNB0161610 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Punjab National Bank branch in Budaun.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Budaun and Dataganj Dist Budaun.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Dataganj Distbudaun do not get misguided to another person.

Format of the IFSC Code PUNB0161610

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dataganj Distbudaun in Budaun.

For example, the IFSC Code PUNB0161610 of Punjab National Bank for the Dataganj Distbudaun branch has these elements, identifying the bank and the branch location in Budaun and Uttar Pradesh correctly.

How to Find IFSC Code for Punjab National Bank?

To find the IFSC Code PUNB0161610 of Punjab National Bank for its Dataganj Distbudaun branch located in Budaun, the following methods can help you out:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Budaun and Dataganj Dist Budaun, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Dataganj Distbudaun or Budaun to find the exact IFSC Code PUNB0161610.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Budaun will provide accurate information.

How to Use IFSC Code PUNB0161610 for Online Transfers?

Once you have the IFSC Code PUNB0161610 for the Dataganj Distbudaun branch of Punjab National Bank in Budaun, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0161610. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0161610.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Dataganj Distbudaun in Budaun, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Dataganj Distbudaun, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Budaun manage online transfers as well as cheque clearances with ease.