The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Patna,Srikrishnapuri branch in Boring Road, Patna, Patna, Bihar, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Boring Road, Patna or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code PUNB0623600. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Patna,Srikrishnapuri, Boring Road, Patna
Below in the table are the key details related to IFSC Code PUNB0623600 of Punjab National Bank for its branch located in Boring Road, Patna, within the district of Patna in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0623600 |
| Branch | Patna,Srikrishnapuri |
| City | Boring Road, Patna |
| District | Patna |
| State | Bihar |
| Address | Patna,Srikrishnapuri, (A. N. College Campus) |
These details help users in online banking and for businesses and individuals who use Punjab National Bank in Boring Road, Patna for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0623600 for the Patna,Srikrishnapuri branch of Punjab National Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Patna,Srikrishnapuri, Boring Road, Patna, Bihar, are allotted a unique IFSC like PUNB0623600 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Boring Road, Patna.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Boring Road, Patna and Patna.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Punjab National Bank in Patna,Srikrishnapuri reaches the right place, even though there are thousands of branches in Bihar and across India.
Format of the IFSC Code PUNB0623600
This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Patna,Srikrishnapuri in Boring Road, Patna.
For example, the IFSC Code PUNB0623600 of Punjab National Bank for the Patna,Srikrishnapuri branch includes these elements, identifying the bank and the branch location in Boring Road, Patna and Bihar accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0623600 of Punjab National Bank for its Patna,Srikrishnapuri branch located in Boring Road, Patna, the following methods can help:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Boring Road, Patna and Patna, print them on the first page of your passbook.
Bank Website
Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Patna,Srikrishnapuri or Boring Road, Patna to get the exact IFSC Code PUNB0623600.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Boring Road, Patna, you'll get the correct details.
How to Use IFSC Code PUNB0623600 for Online Transfers?
Once you have the IFSC Code PUNB0623600 for the Patna,Srikrishnapuri branch of Punjab National Bank in Boring Road, Patna, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0623600. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0623600.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Patna,Srikrishnapuri in Boring Road, Patna, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Patna,Srikrishnapuri, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Boring Road, Patna to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Patna,Srikrishnapuri Boring Road, Patna branch is PUNB0623600.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Patna,Srikrishnapuri, (A. N. College Campus).
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.