There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Ashrafpur Kichhauchha branch in Block-Baskhari ,Tehsil-Tanda, Ambedkarnagar (Faizabad) U.P, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Block-Baskhari ,Tehsil-Tanda or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code PUNB0779400. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Ashrafpur Kichhauchha, Block-Baskhari ,Tehsil-Tanda
Below in the table are the key details related to IFSC Code PUNB0779400 of Punjab National Bank for its branch located in Block-Baskhari ,Tehsil-Tanda, within the district of Ambedkarnagar (Faizabad) U.P in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0779400 |
| Branch | Ashrafpur Kichhauchha |
| City | Block-Baskhari ,Tehsil-Tanda |
| District | Ambedkarnagar (Faizabad) U.P |
| State | Uttar Pradesh |
| Address | Punjab National Bank ,Ashrafpur Kichhauchha |
These details help users in online banking and for businesses and individuals who use Punjab National Bank in Block-Baskhari ,Tehsil-Tanda for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0779400 for the Ashrafpur Kichhauchha branch of Punjab National Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Ashrafpur Kichhauchha, Block-Baskhari ,Tehsil-Tanda, Uttar Pradesh, are allotted a unique IFSC like PUNB0779400 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Block-Baskhari ,Tehsil-Tanda.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Block-Baskhari ,Tehsil-Tanda and Ambedkarnagar (Faizabad) U.P.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Punjab National Bank in Ashrafpur Kichhauchha reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code PUNB0779400
The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ashrafpur Kichhauchha in Block-Baskhari ,Tehsil-Tanda.
For example, the IFSC Code PUNB0779400 of Punjab National Bank for the Ashrafpur Kichhauchha branch includes these elements, identifying the bank and the branch location in Block-Baskhari ,Tehsil-Tanda and Uttar Pradesh correctly.
How to Find IFSC Code for Punjab National Bank?
If you are looking for the IFSC Code PUNB0779400 of Punjab National Bank for its Ashrafpur Kichhauchha branch located in Block-Baskhari ,Tehsil-Tanda, the following methods can help:
Cheque Book
The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Punjab National Bank branches in Block-Baskhari ,Tehsil-Tanda and Ambedkarnagar (Faizabad) U.P, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Ashrafpur Kichhauchha or Block-Baskhari ,Tehsil-Tanda to get the exact IFSC Code PUNB0779400.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Block-Baskhari ,Tehsil-Tanda, then it will provide you proper information.
How to Use IFSC Code PUNB0779400 for Online Transfers?
Once you have the IFSC Code PUNB0779400 for the Ashrafpur Kichhauchha branch of Punjab National Bank in Block-Baskhari ,Tehsil-Tanda, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0779400. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0779400.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Ashrafpur Kichhauchha in Block-Baskhari ,Tehsil-Tanda may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Ashrafpur Kichhauchha, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Block-Baskhari ,Tehsil-Tanda manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0779400.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Punjab National Bank ,Ashrafpur Kichhauchha located in Block-Baskhari ,Tehsil-Tanda, Ambedkarnagar (Faizabad) U.P, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.