For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Bhagwanpur Hat, Distt. Siwan ( branch in Bihar, Siwan, Bihar, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Bihar or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code PUNB0122500. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Bhagwanpur Hat, Distt. Siwan (, Bihar
Here are the main details that are associated with the IFSC Code PUNB0122500 of Punjab National Bank for its branch located in Bihar, within the district of Siwan in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0122500 |
| Branch | Bhagwanpur Hat, Distt. Siwan ( |
| City | Bihar |
| District | Siwan |
| State | Bihar |
| Address | Po Bhagwanpur Hat, Dt Siwan |
These details help users in online banking and for businesses and individuals who use Punjab National Bank in Bihar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0122500 for the Bhagwanpur Hat, Distt. Siwan ( branch of Punjab National Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Bhagwanpur Hat, Distt. Siwan (, Bihar, Bihar, is provided a unique IFSC like PUNB0122500 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Punjab National Bank branch in Bihar.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bihar and Siwan.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Bhagwanpur Hat, Distt. Siwan ( do not get misguided to another person.
Format of the IFSC Code PUNB0122500
This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bhagwanpur Hat, Distt. Siwan ( in Bihar.
For example, the IFSC Code PUNB0122500 of Punjab National Bank for the Bhagwanpur Hat, Distt. Siwan ( branch includes these elements, identifying the bank and the branch location in Bihar and Bihar accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0122500 of Punjab National Bank for its Bhagwanpur Hat, Distt. Siwan ( branch located in Bihar, the following methods can help:
Cheque Book
The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Bihar and Siwan, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and find the branch locator section. Search for Bhagwanpur Hat, Distt. Siwan ( or Bihar to get the exact IFSC Code PUNB0122500.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Bihar that will provide accurate information.
How to Use IFSC Code PUNB0122500 for Online Transfers?
If you have the IFSC Code PUNB0122500 for the Bhagwanpur Hat, Distt. Siwan ( branch of Punjab National Bank in Bihar, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0122500. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0122500.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Bhagwanpur Hat, Distt. Siwan ( in Bihar, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Bhagwanpur Hat, Distt. Siwan (, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Bihar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0122500.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Po Bhagwanpur Hat, Dt Siwan located in Bihar, Siwan, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.