The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Cac Bhubansewar branch in Bhubaneshwar, Bhubaneshwar, Odisha, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Bhubaneshwar or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code PUNB0836900. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Cac Bhubansewar, Bhubaneshwar
The table below shows the main details of the IFSC Code PUNB0836900 for the Punjab National Bank branch in Bhubaneshwar, which falls under the Bhubaneshwar district in Odisha.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0836900 |
| Branch | Cac Bhubansewar |
| City | Bhubaneshwar |
| District | Bhubaneshwar |
| State | Odisha |
| Address | Bhubaneswer Or Bhuba |
These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Bhubaneshwar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0836900 for the Cac Bhubansewar branch of Punjab National Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Cac Bhubansewar, Bhubaneshwar, Odisha, is provided with a unique IFSC like PUNB0836900 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Bhubaneshwar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Bhubaneshwar and Bhubaneshwar.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Cac Bhubansewar do not get mixed with another location.
Format of the IFSC Code PUNB0836900
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Cac Bhubansewar in Bhubaneshwar.
For example, the IFSC Code PUNB0836900 of Punjab National Bank for the Cac Bhubansewar branch includes these elements, identifying the bank and the branch location in Bhubaneshwar and Odisha accurately.
How to Find IFSC Code for Punjab National Bank?
If you are looking for the IFSC Code PUNB0836900 of Punjab National Bank for its Cac Bhubansewar branch located in Bhubaneshwar, the following methods can help:
Cheque Book
The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Punjab National Bank branches in Bhubaneshwar and Bhubaneshwar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Cac Bhubansewar or Bhubaneshwar to get the exact IFSC Code PUNB0836900.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Bhubaneshwar, then it will provide you proper information.
How to Use IFSC Code PUNB0836900 for Online Transfers?
Once you have the IFSC Code PUNB0836900 for the Cac Bhubansewar branch of Punjab National Bank in Bhubaneshwar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0836900. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0836900.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Cac Bhubansewar in Bhubaneshwar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Cac Bhubansewar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Bhubaneshwar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0836900.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Bhubaneswer Or Bhuba located in Bhubaneshwar, Bhubaneshwar, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.