The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Bharonpatti, Distt. Supaval (B branch in Bhairopatti (Dt.Supaul), Bhairopatti (Dt.Supaul), Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Bhairopatti (Dt.Supaul) or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code PUNB0249000. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Bharonpatti, Distt. Supaval (B, Bhairopatti (Dt.Supaul)

The table below shows the main details of the IFSC Code PUNB0249000 for the Punjab National Bank branch in Bhairopatti (Dt.Supaul), which falls under the Bhairopatti (Dt.Supaul) district in Bihar.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0249000
Branch Bharonpatti, Distt. Supaval (B
City Bhairopatti (Dt.Supaul)
District Bhairopatti (Dt.Supaul)
State Bihar
Address Bharonpatti, Distt. Supaval (B

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Bhairopatti (Dt.Supaul) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0249000 for the Bharonpatti, Distt. Supaval (B branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Bharonpatti, Distt. Supaval (B, Bhairopatti (Dt.Supaul), Bihar, are allotted a unique IFSC like PUNB0249000 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bhairopatti (Dt.Supaul).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bhairopatti (Dt.Supaul) and Bhairopatti (Dt.Supaul).
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab National Bank in Bharonpatti, Distt. Supaval (B reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code PUNB0249000

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bharonpatti, Distt. Supaval (B in Bhairopatti (Dt.Supaul).

For example, the IFSC Code PUNB0249000 of Punjab National Bank for the Bharonpatti, Distt. Supaval (B branch has these elements, identifying the bank and the branch location in Bhairopatti (Dt.Supaul) and Bihar correctly.

How to Find IFSC Code for Punjab National Bank?

To find the IFSC Code PUNB0249000 of Punjab National Bank for its Bharonpatti, Distt. Supaval (B branch located in Bhairopatti (Dt.Supaul), the following methods can help you out:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Bhairopatti (Dt.Supaul) and Bhairopatti (Dt.Supaul), print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Bharonpatti, Distt. Supaval (B or Bhairopatti (Dt.Supaul) to find the exact IFSC Code PUNB0249000.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Bhairopatti (Dt.Supaul) will provide accurate information.

How to Use IFSC Code PUNB0249000 for Online Transfers?

Once you have the IFSC Code PUNB0249000 for the Bharonpatti, Distt. Supaval (B branch of Punjab National Bank in Bhairopatti (Dt.Supaul), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0249000. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0249000.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Bharonpatti, Distt. Supaval (B in Bhairopatti (Dt.Supaul), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Bharonpatti, Distt. Supaval (B, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bhairopatti (Dt.Supaul) manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank Bharonpatti, Distt. Supaval (B Bhairopatti (Dt.Supaul)?

The IFSC Code of the Bharonpatti, Distt. Supaval (B Bhairopatti (Dt.Supaul) branch is PUNB0249000.

Is IFSC Code PUNB0249000 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Punjab National Bank Bharonpatti, Distt. Supaval (B branch?

The branch is located at Bharonpatti, Distt. Supaval (B.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.