Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Jalandhar, Baba Mohandass Nagr branch in Behind Verka Milk Plant, Jalandhar, Jalandhar, or Punjab, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Behind Verka Milk Plant, Jalandhar or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code PUNB0484400. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Jalandhar, Baba Mohandass Nagr, Behind Verka Milk Plant, Jalandhar
The table below shows the main details of the IFSC Code PUNB0484400 for the Punjab National Bank branch in Behind Verka Milk Plant, Jalandhar, which falls under the Jalandhar district in Punjab.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0484400 |
| Branch | Jalandhar, Baba Mohandass Nagr |
| City | Behind Verka Milk Plant, Jalandhar |
| District | Jalandhar |
| State | Punjab |
| Address | Baba Mohandass Nagar, Salempur Road, |
These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Behind Verka Milk Plant, Jalandhar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0484400 for the Jalandhar, Baba Mohandass Nagr branch of Punjab National Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Jalandhar, Baba Mohandass Nagr, Behind Verka Milk Plant, Jalandhar, Punjab, is provided a unique IFSC like PUNB0484400 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Punjab National Bank branch in Behind Verka Milk Plant, Jalandhar.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Behind Verka Milk Plant, Jalandhar and Jalandhar.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Jalandhar, Baba Mohandass Nagr do not get misguided to another person.
Format of the IFSC Code PUNB0484400
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jalandhar, Baba Mohandass Nagr in Behind Verka Milk Plant, Jalandhar.
For example, the IFSC Code PUNB0484400 of Punjab National Bank for the Jalandhar, Baba Mohandass Nagr branch has these elements, identifying the bank and the branch location in Behind Verka Milk Plant, Jalandhar and Punjab correctly.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0484400 of Punjab National Bank for its Jalandhar, Baba Mohandass Nagr branch located in Behind Verka Milk Plant, Jalandhar, the following methods can help:
Cheque Book
The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Behind Verka Milk Plant, Jalandhar and Jalandhar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and find the branch locator section. Search for Jalandhar, Baba Mohandass Nagr or Behind Verka Milk Plant, Jalandhar to get the exact IFSC Code PUNB0484400.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Behind Verka Milk Plant, Jalandhar that will provide accurate information.
How to Use IFSC Code PUNB0484400 for Online Transfers?
Once you have the IFSC Code PUNB0484400 for the Jalandhar, Baba Mohandass Nagr branch of Punjab National Bank in Behind Verka Milk Plant, Jalandhar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0484400. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0484400.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Jalandhar, Baba Mohandass Nagr in Behind Verka Milk Plant, Jalandhar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Jalandhar, Baba Mohandass Nagr, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Behind Verka Milk Plant, Jalandhar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0484400.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Baba Mohandass Nagar, Salempur Road, located in Behind Verka Milk Plant, Jalandhar, Jalandhar, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.