The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Sangat Dist-Bhatinda branch in Bathinda, Bhatinda, Punjab, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Bathinda or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code PUNB0144210. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Sangat Dist-Bhatinda, Bathinda
Below in the table are the key details related to IFSC Code PUNB0144210 of Punjab National Bank for its branch located in Bathinda, within the district of Bhatinda in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0144210 |
| Branch | Sangat Dist-Bhatinda |
| City | Bathinda |
| District | Bhatinda |
| State | Punjab |
| Address | Hospital Road Vill & Po- Sangat 151401 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Bathinda for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0144210 for the Sangat Dist-Bhatinda branch of Punjab National Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Sangat Dist-Bhatinda, Bathinda, Punjab, is provided a unique IFSC like PUNB0144210 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Punjab National Bank branch in Bathinda.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bathinda and Bhatinda.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Sangat Dist-Bhatinda do not get misguided to another person.
Format of the IFSC Code PUNB0144210
This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sangat Dist-Bhatinda in Bathinda.
For example, the IFSC Code PUNB0144210 of Punjab National Bank for the Sangat Dist-Bhatinda branch includes these elements, identifying the bank and the branch location in Bathinda and Punjab accurately.
How to Find IFSC Code for Punjab National Bank?
To find the IFSC Code PUNB0144210 of Punjab National Bank for its Sangat Dist-Bhatinda branch located in Bathinda, the following methods can help you out:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Bathinda and Bhatinda, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Sangat Dist-Bhatinda or Bathinda to find the exact IFSC Code PUNB0144210.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Bathinda will provide accurate information.
How to Use IFSC Code PUNB0144210 for Online Transfers?
Once you have the IFSC Code PUNB0144210 for the Sangat Dist-Bhatinda branch of Punjab National Bank in Bathinda, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0144210. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0144210.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Sangat Dist-Bhatinda in Bathinda, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Sangat Dist-Bhatinda, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Bathinda manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0144210.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Hospital Road Vill & Po- Sangat 151401 located in Bathinda, Bhatinda, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.