IFSC Code of Punjab National Bank, Thakur Bazarbarpeta Town, Thakur Bazar, Assam — PUNB0109220

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Thakur Bazarbarpeta Town branch in Barpeta, Thakur Bazar, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Barpeta or anywhere in Assam can transfer funds instantly by using the correct IFSC Code PUNB0109220. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Thakur Bazarbarpeta Town, Barpeta

Here are the key points that are associated with the IFSC Code PUNB0109220 of Punjab National Bank for its branch located in Barpeta, within the district of Thakur Bazar in the state of Assam.

These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Barpeta for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0109220 for the Thakur Bazarbarpeta Town branch of Punjab National Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0109220 is given to every bank branch, including Punjab National Bank located in Thakur Bazarbarpeta Town, Barpeta, Assam, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Punjab National Bank branch in Barpeta.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Barpeta and Thakur Bazar.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Thakur Bazarbarpeta Town doesn't end up at another location.

Format of the IFSC Code PUNB0109220

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thakur Bazarbarpeta Town in Barpeta.

For example, the IFSC Code PUNB0109220 of Punjab National Bank for the Thakur Bazarbarpeta Town branch includes these elements, identifying the bank and the branch location in Barpeta and Assam accurately.

How to Find IFSC Code for Punjab National Bank?

To find the IFSC Code PUNB0109220 of Punjab National Bank for its Thakur Bazarbarpeta Town branch located in Barpeta, the following methods can help you out:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Barpeta and Thakur Bazar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Thakur Bazarbarpeta Town or Barpeta to find the exact IFSC Code PUNB0109220.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Barpeta will provide accurate information.

How to Use IFSC Code PUNB0109220 for Online Transfers?

Once you have the IFSC Code PUNB0109220 for the Thakur Bazarbarpeta Town branch of Punjab National Bank in Barpeta, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0109220. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0109220.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Thakur Bazarbarpeta Town in Barpeta may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Thakur Bazarbarpeta Town, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Barpeta manage online transfers as well as cheque clearances with ease.