The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Baroda Meo, Distt. Alwar (Raja branch in Baroda Meo (Distt-Alwar), Baroda Meo (Distt-Alwar), Rajasthan, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Baroda Meo (Distt-Alwar) or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code PUNB0124200. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Baroda Meo, Distt. Alwar (Raja, Baroda Meo (Distt-Alwar)

Below in the table are the key details related to IFSC Code PUNB0124200 of Punjab National Bank for its branch located in Baroda Meo (Distt-Alwar), within the district of Baroda Meo (Distt-Alwar) in the state of Rajasthan.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0124200
Branch Baroda Meo, Distt. Alwar (Raja
City Baroda Meo (Distt-Alwar)
District Baroda Meo (Distt-Alwar)
State Rajasthan
Address Distt Alwar

These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Baroda Meo (Distt-Alwar) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0124200 for the Baroda Meo, Distt. Alwar (Raja branch of Punjab National Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Baroda Meo, Distt. Alwar (Raja, Baroda Meo (Distt-Alwar), Rajasthan, is provided with a unique IFSC like PUNB0124200 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Baroda Meo (Distt-Alwar).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Baroda Meo (Distt-Alwar) and Baroda Meo (Distt-Alwar).
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Rajasthan and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Baroda Meo, Distt. Alwar (Raja do not get mixed with another location.

Format of the IFSC Code PUNB0124200

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Baroda Meo, Distt. Alwar (Raja in Baroda Meo (Distt-Alwar).

For example, the IFSC Code PUNB0124200 of Punjab National Bank for the Baroda Meo, Distt. Alwar (Raja branch includes these elements, identifying the bank and the branch location in Baroda Meo (Distt-Alwar) and Rajasthan correctly.

How to Find IFSC Code for Punjab National Bank?

To find the IFSC Code PUNB0124200 of Punjab National Bank for its Baroda Meo, Distt. Alwar (Raja branch located in Baroda Meo (Distt-Alwar), the following methods can help you out:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Baroda Meo (Distt-Alwar) and Baroda Meo (Distt-Alwar), print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Baroda Meo, Distt. Alwar (Raja or Baroda Meo (Distt-Alwar) to find the exact IFSC Code PUNB0124200.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Baroda Meo (Distt-Alwar) will provide accurate information.

How to Use IFSC Code PUNB0124200 for Online Transfers?

Once you have the IFSC Code PUNB0124200 for the Baroda Meo, Distt. Alwar (Raja branch of Punjab National Bank in Baroda Meo (Distt-Alwar), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0124200. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0124200.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Baroda Meo, Distt. Alwar (Raja in Baroda Meo (Distt-Alwar), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Baroda Meo, Distt. Alwar (Raja, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Baroda Meo (Distt-Alwar) to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Baroda Meo, Distt. Alwar (Raja, Baroda Meo (Distt-Alwar)?

The IFSC Code is PUNB0124200.

Is the IFSC Code PUNB0124200 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Baroda Meo, Distt. Alwar (Raja?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Baroda Meo, Distt. Alwar (Raja branch?

The address of the branch is Distt Alwar located in Baroda Meo (Distt-Alwar), Baroda Meo (Distt-Alwar), Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.