The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Faridpur-Distt Bareilly branch in Bareilly, Faridpur Distt Bareilly, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Bareilly or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0168110. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Faridpur-Distt Bareilly, Bareilly

Here are the main details that are associated with the IFSC Code PUNB0168110 of Punjab National Bank for its branch located in Bareilly, within the district of Faridpur Distt Bareilly in the state of Uttar Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0168110
Branch Faridpur-Distt Bareilly
City Bareilly
District Faridpur Distt Bareilly
State Uttar Pradesh
Address Bisalpur Road, Near Nh Faridpur, Distt. Barei 243503

These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Bareilly for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0168110 for the Faridpur-Distt Bareilly branch of Punjab National Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Faridpur-Distt Bareilly, Bareilly, Uttar Pradesh, is provided a unique IFSC like PUNB0168110 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Punjab National Bank branch in Bareilly.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Bareilly and Faridpur Distt Bareilly.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Faridpur-Distt Bareilly do not get misguided to another person.

Format of the IFSC Code PUNB0168110

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Faridpur-Distt Bareilly in Bareilly.

For example, the IFSC Code PUNB0168110 of Punjab National Bank for the Faridpur-Distt Bareilly branch includes these elements, identifying the bank and the branch location in Bareilly and Uttar Pradesh correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0168110 of Punjab National Bank for its Faridpur-Distt Bareilly branch located in Bareilly, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Punjab National Bank branches in Bareilly and Faridpur Distt Bareilly, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Faridpur-Distt Bareilly or Bareilly to get the exact IFSC Code PUNB0168110.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Bareilly, you'll get the correct details.

How to Use IFSC Code PUNB0168110 for Online Transfers?

If you have the IFSC Code PUNB0168110 for the Faridpur-Distt Bareilly branch of Punjab National Bank in Bareilly, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0168110. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0168110.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Faridpur-Distt Bareilly in Bareilly, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Faridpur-Distt Bareilly, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bareilly to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Faridpur-Distt Bareilly, Bareilly?

The IFSC Code is PUNB0168110.

Is the IFSC Code PUNB0168110 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Faridpur-Distt Bareilly?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Faridpur-Distt Bareilly branch?

The address of the branch is Bisalpur Road, Near Nh Faridpur, Distt. Barei 243503 located in Bareilly, Faridpur Distt Bareilly, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.