The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Shri Ram Swaroop Memorial University Tindola branch in Barabanki, Barabanki, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Barabanki or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0942500. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Shri Ram Swaroop Memorial University Tindola, Barabanki
Here are the main details that are associated with the IFSC Code PUNB0942500 of Punjab National Bank for its branch located in Barabanki, within the district of Barabanki in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0942500 |
| Branch | Shri Ram Swaroop Memorial University Tindola |
| City | Barabanki |
| District | Barabanki |
| State | Uttar Pradesh |
| Address | Shri Ram Swaroop Memorial University Post-Tindola Village-Han Up Bara 225003 |
These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Barabanki for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0942500 for the Shri Ram Swaroop Memorial University Tindola branch of Punjab National Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0942500 is given to every bank branch, including Punjab National Bank located in Shri Ram Swaroop Memorial University Tindola, Barabanki, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Barabanki.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Barabanki and Barabanki.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Shri Ram Swaroop Memorial University Tindola doesn't end up at another location.
Format of the IFSC Code PUNB0942500
The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shri Ram Swaroop Memorial University Tindola in Barabanki.
For example, the IFSC Code PUNB0942500 of Punjab National Bank for the Shri Ram Swaroop Memorial University Tindola branch includes these elements, identifying the bank and the branch location in Barabanki and Uttar Pradesh correctly.
How to Find IFSC Code for Punjab National Bank?
If you are looking for the IFSC Code PUNB0942500 of Punjab National Bank for its Shri Ram Swaroop Memorial University Tindola branch located in Barabanki, the following methods can help:
Cheque Book
The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Punjab National Bank branches in Barabanki and Barabanki, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Shri Ram Swaroop Memorial University Tindola or Barabanki to get the exact IFSC Code PUNB0942500.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Barabanki, then it will provide you proper information.
How to Use IFSC Code PUNB0942500 for Online Transfers?
Once you have the IFSC Code PUNB0942500 for the Shri Ram Swaroop Memorial University Tindola branch of Punjab National Bank in Barabanki, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0942500. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0942500.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Shri Ram Swaroop Memorial University Tindola in Barabanki, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Shri Ram Swaroop Memorial University Tindola, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Barabanki manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0942500.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shri Ram Swaroop Memorial University Post-Tindola Village-Han Up Bara 225003 located in Barabanki, Barabanki, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.