Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab National Bank for its Kankar Danga More branch in Bankura, Kankurdanga More, West Bengal, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Punjab National Bank located in Bankura or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code PUNB0117620. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Kankar Danga More, Bankura

Here are the key points that are associated with the IFSC Code PUNB0117620 of Punjab National Bank for its branch located in Bankura, within the district of Kankurdanga More in the state of West Bengal.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0117620
Branch Kankar Danga More
City Bankura
District Kankurdanga More
State West Bengal
Address Vill Kankar Danga,P.O Hat Krishnanagar

These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Bankura for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0117620 for the Kankar Danga More branch of Punjab National Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Kankar Danga More, Bankura, West Bengal, are allotted a unique IFSC like PUNB0117620 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bankura.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bankura and Kankurdanga More.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab National Bank in Kankar Danga More reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code PUNB0117620

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kankar Danga More in Bankura.

For example, the IFSC Code PUNB0117620 of Punjab National Bank for the Kankar Danga More branch includes these elements, identifying the bank and the branch location in Bankura and West Bengal accurately.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0117620 of Punjab National Bank for its Kankar Danga More branch located in Bankura, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Bankura and Kankurdanga More, print them on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Kankar Danga More or Bankura to get the exact IFSC Code PUNB0117620.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Bankura, you'll get the correct details.

How to Use IFSC Code PUNB0117620 for Online Transfers?

Once you have the IFSC Code PUNB0117620 for the Kankar Danga More branch of Punjab National Bank in Bankura, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0117620. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0117620.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Kankar Danga More in Bankura, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Kankar Danga More, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bankura to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Kankar Danga More, Bankura?

The IFSC Code is PUNB0117620.

Is the IFSC Code PUNB0117620 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Kankar Danga More?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kankar Danga More branch?

The address of the branch is Vill Kankar Danga,P.O Hat Krishnanagar located in Bankura, Kankurdanga More, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.