Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab National Bank for its Bankata Tewari, Distt. Deoria branch in Bankata Tewari, Distt. Deoria, Bankata Tiwari (Ditt-Deoria), Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Punjab National Bank located in Bankata Tewari, Distt. Deoria or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0248400. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Bankata Tewari, Distt. Deoria, Bankata Tewari, Distt. Deoria

Here are the main details that are associated with the IFSC Code PUNB0248400 of Punjab National Bank for its branch located in Bankata Tewari, Distt. Deoria, within the district of Bankata Tiwari (Ditt-Deoria) in the state of Uttar Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0248400
Branch Bankata Tewari, Distt. Deoria
City Bankata Tewari, Distt. Deoria
District Bankata Tiwari (Ditt-Deoria)
State Uttar Pradesh
Address Po. Pipra Bhitthal Eklaam Chouraha

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Bankata Tewari, Distt. Deoria for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0248400 for the Bankata Tewari, Distt. Deoria branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0248400 is given to every bank branch, including Punjab National Bank located in Bankata Tewari, Distt. Deoria, Bankata Tewari, Distt. Deoria, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Bankata Tewari, Distt. Deoria.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bankata Tewari, Distt. Deoria and Bankata Tiwari (Ditt-Deoria).
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Bankata Tewari, Distt. Deoria doesn't end up at another location.

Format of the IFSC Code PUNB0248400

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bankata Tewari, Distt. Deoria in Bankata Tewari, Distt. Deoria.

For example, the IFSC Code PUNB0248400 of Punjab National Bank for the Bankata Tewari, Distt. Deoria branch has these elements, identifying the bank and the branch location in Bankata Tewari, Distt. Deoria and Uttar Pradesh correctly.

How to Find IFSC Code for Punjab National Bank?

If you are looking for the IFSC Code PUNB0248400 of Punjab National Bank for its Bankata Tewari, Distt. Deoria branch located in Bankata Tewari, Distt. Deoria, the following methods can help:

Cheque Book

The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab National Bank branches in Bankata Tewari, Distt. Deoria and Bankata Tiwari (Ditt-Deoria), print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Bankata Tewari, Distt. Deoria or Bankata Tewari, Distt. Deoria to get the exact IFSC Code PUNB0248400.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Bankata Tewari, Distt. Deoria, then it will provide you proper information.

How to Use IFSC Code PUNB0248400 for Online Transfers?

Once you have the IFSC Code PUNB0248400 for the Bankata Tewari, Distt. Deoria branch of Punjab National Bank in Bankata Tewari, Distt. Deoria, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0248400. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0248400.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Bankata Tewari, Distt. Deoria in Bankata Tewari, Distt. Deoria, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Bankata Tewari, Distt. Deoria, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Bankata Tewari, Distt. Deoria manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank Bankata Tewari, Distt. Deoria Bankata Tewari, Distt. Deoria?

The IFSC Code of the Bankata Tewari, Distt. Deoria Bankata Tewari, Distt. Deoria branch is PUNB0248400.

Is IFSC Code PUNB0248400 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Punjab National Bank Bankata Tewari, Distt. Deoria branch?

The branch is located at Po. Pipra Bhitthal Eklaam Chouraha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.