IFSC Code of Punjab National Bank, Attaa Goraya, Atta Goraya, Punjab — PUNB0349800

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Attaa Goraya branch in Atta Goraya, Atta Goraya, or Punjab, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Atta Goraya or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code PUNB0349800. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Attaa Goraya, Atta Goraya

Here are the main details that are associated with the IFSC Code PUNB0349800 of Punjab National Bank for its branch located in Atta Goraya, within the district of Atta Goraya in the state of Punjab.

These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Atta Goraya for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0349800 for the Attaa Goraya branch of Punjab National Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Attaa Goraya, Atta Goraya, Punjab, is provided with a unique IFSC like PUNB0349800 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Punjab National Bank branch in Atta Goraya.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Atta Goraya and Atta Goraya.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Punjab and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Attaa Goraya do not get mixed with another location.

Format of the IFSC Code PUNB0349800

This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Attaa Goraya in Atta Goraya.

For example, the IFSC Code PUNB0349800 of Punjab National Bank for the Attaa Goraya branch includes these elements, identifying the bank and the branch location in Atta Goraya and Punjab accurately.

How to Find IFSC Code for Punjab National Bank?

If you are looking for the IFSC Code PUNB0349800 of Punjab National Bank for its Attaa Goraya branch located in Atta Goraya, the following methods can help:

Cheque Book

The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab National Bank branches in Atta Goraya and Atta Goraya, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Attaa Goraya or Atta Goraya to get the exact IFSC Code PUNB0349800.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Atta Goraya, then it will provide you proper information.

How to Use IFSC Code PUNB0349800 for Online Transfers?

If you have the IFSC Code PUNB0349800 for the Attaa Goraya branch of Punjab National Bank in Atta Goraya, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0349800. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0349800.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Attaa Goraya in Atta Goraya, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Attaa Goraya, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Atta Goraya manage online transfers as well as cheque clearances with ease.