Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Raha, Distt. Nagaon (Assam) branch in Assam, Ne, Raha (Distt. Nagaon, Ne), or Assam, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Assam, Ne or anywhere in Assam can transfer funds instantly by using the correct IFSC Code PUNB0093600. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Raha, Distt. Nagaon (Assam), Assam, Ne

The table below shows the main details of the IFSC Code PUNB0093600 for the Punjab National Bank branch in Assam, Ne, which falls under the Raha (Distt. Nagaon, Ne) district in Assam.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0093600
Branch Raha, Distt. Nagaon (Assam)
City Assam, Ne
District Raha (Distt. Nagaon, Ne)
State Assam
Address Po Raha, Distt. Nagaon

These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Assam, Ne for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0093600 for the Raha, Distt. Nagaon (Assam) branch of Punjab National Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Raha, Distt. Nagaon (Assam), Assam, Ne, Assam, is provided with a unique IFSC like PUNB0093600 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Assam, Ne.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Assam, Ne and Raha (Distt. Nagaon, Ne).
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Raha, Distt. Nagaon (Assam) do not get mixed with another location.

Format of the IFSC Code PUNB0093600

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Raha, Distt. Nagaon (Assam) in Assam, Ne.

For example, the IFSC Code PUNB0093600 of Punjab National Bank for the Raha, Distt. Nagaon (Assam) branch includes these elements, identifying the bank and the branch location in Assam, Ne and Assam accurately.

How to Find IFSC Code for Punjab National Bank?

To find the IFSC Code PUNB0093600 of Punjab National Bank for its Raha, Distt. Nagaon (Assam) branch located in Assam, Ne, the following methods can help you out:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Assam, Ne and Raha (Distt. Nagaon, Ne), print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Raha, Distt. Nagaon (Assam) or Assam, Ne to find the exact IFSC Code PUNB0093600.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Assam, Ne will provide accurate information.

How to Use IFSC Code PUNB0093600 for Online Transfers?

Once you have the IFSC Code PUNB0093600 for the Raha, Distt. Nagaon (Assam) branch of Punjab National Bank in Assam, Ne, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0093600. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0093600.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Raha, Distt. Nagaon (Assam) in Assam, Ne may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Raha, Distt. Nagaon (Assam), here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Assam, Ne manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Raha, Distt. Nagaon (Assam), Assam, Ne?

The IFSC Code is PUNB0093600.

Is the IFSC Code PUNB0093600 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Raha, Distt. Nagaon (Assam)?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Raha, Distt. Nagaon (Assam) branch?

The address of the branch is Po Raha, Distt. Nagaon located in Assam, Ne, Raha (Distt. Nagaon, Ne), Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.