Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab National Bank for its Anand-Pramukh Swami Medical Col branch in Anand, Anand, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Punjab National Bank located in Anand or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code PUNB0509910. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Anand-Pramukh Swami Medical Col, Anand

Below in the table are the key details related to IFSC Code PUNB0509910 of Punjab National Bank for its branch located in Anand, within the district of Anand in the state of Gujarat.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0509910
Branch Anand-Pramukh Swami Medical Col
City Anand
District Anand
State Gujarat
Address Gokal Nagar Sojitra Road,Karamsad 388325

These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Anand for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0509910 for the Anand-Pramukh Swami Medical Col branch of Punjab National Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Anand-Pramukh Swami Medical Col, Anand, Gujarat, is provided with a unique IFSC like PUNB0509910 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Anand.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Anand and Anand.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Anand-Pramukh Swami Medical Col do not get mixed with another location.

Format of the IFSC Code PUNB0509910

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Anand-Pramukh Swami Medical Col in Anand.

For example, the IFSC Code PUNB0509910 of Punjab National Bank for the Anand-Pramukh Swami Medical Col branch includes these elements, identifying the bank and the branch location in Anand and Gujarat correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0509910 of Punjab National Bank for its Anand-Pramukh Swami Medical Col branch located in Anand, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Anand and Anand, print them on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Anand-Pramukh Swami Medical Col or Anand to get the exact IFSC Code PUNB0509910.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Anand, you'll get the correct details.

How to Use IFSC Code PUNB0509910 for Online Transfers?

Once you have the IFSC Code PUNB0509910 for the Anand-Pramukh Swami Medical Col branch of Punjab National Bank in Anand, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0509910. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0509910.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Anand-Pramukh Swami Medical Col in Anand, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Anand-Pramukh Swami Medical Col, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Anand manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Anand-Pramukh Swami Medical Col, Anand?

The IFSC Code is PUNB0509910.

Is the IFSC Code PUNB0509910 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Anand-Pramukh Swami Medical Col?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Anand-Pramukh Swami Medical Col branch?

The address of the branch is Gokal Nagar Sojitra Road,Karamsad 388325 located in Anand, Anand, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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