There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Amethi Distt Sultanpur branch in Amethi, Amethi Distt Chhatrapati Shahuji Maharaj Nagar, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Amethi or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code PUNB0036610. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Amethi Distt Sultanpur, Amethi

Here are the main details that are associated with the IFSC Code PUNB0036610 of Punjab National Bank for its branch located in Amethi, within the district of Amethi Distt Chhatrapati Shahuji Maharaj Nagar in the state of Uttar Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0036610
Branch Amethi Distt Sultanpur
City Amethi
District Amethi Distt Chhatrapati Shahuji Maharaj Nagar
State Uttar Pradesh
Address Kakwa Road Amethi Disttcsm Nagar 227405

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Amethi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0036610 for the Amethi Distt Sultanpur branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Amethi Distt Sultanpur, Amethi, Uttar Pradesh, is provided with a unique IFSC like PUNB0036610 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Amethi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Amethi and Amethi Distt Chhatrapati Shahuji Maharaj Nagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Amethi Distt Sultanpur do not get mixed with another location.

Format of the IFSC Code PUNB0036610

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Amethi Distt Sultanpur in Amethi.

For example, the IFSC Code PUNB0036610 of Punjab National Bank for the Amethi Distt Sultanpur branch includes these elements, identifying the bank and the branch location in Amethi and Uttar Pradesh correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0036610 of Punjab National Bank for its Amethi Distt Sultanpur branch located in Amethi, the following methods can help:

Cheque Book

The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Amethi and Amethi Distt Chhatrapati Shahuji Maharaj Nagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and find the branch locator section. Search for Amethi Distt Sultanpur or Amethi to get the exact IFSC Code PUNB0036610.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Amethi that will provide accurate information.

How to Use IFSC Code PUNB0036610 for Online Transfers?

Once you have the IFSC Code PUNB0036610 for the Amethi Distt Sultanpur branch of Punjab National Bank in Amethi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0036610. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0036610.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Amethi Distt Sultanpur in Amethi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Amethi Distt Sultanpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Amethi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Amethi Distt Sultanpur, Amethi?

The IFSC Code is PUNB0036610.

Is the IFSC Code PUNB0036610 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Amethi Distt Sultanpur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Amethi Distt Sultanpur branch?

The address of the branch is Kakwa Road Amethi Disttcsm Nagar 227405 located in Amethi, Amethi Distt Chhatrapati Shahuji Maharaj Nagar, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.