IFSC Code of Punjab National Bank, Agra,Shastri Puram, Agra, Uttar Pradesh- PUNB0495500

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Agra,Shastri Puram branch in Agra (Up), Agra, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Agra (Up) or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code PUNB0495500. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Agra,Shastri Puram, Agra (Up)

The table below shows the main details of the IFSC Code PUNB0495500 for the Punjab National Bank branch in Agra (Up), which falls under the Agra district in Uttar Pradesh.

These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Agra (Up) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0495500 for the Agra,Shastri Puram branch of Punjab National Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0495500 is given to every bank branch, including Punjab National Bank located in Agra,Shastri Puram, Agra (Up), Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Punjab National Bank branch in Agra (Up).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Agra (Up) and Agra.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Agra,Shastri Puram doesn't end up at another location.

Format of the IFSC Code PUNB0495500

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Agra,Shastri Puram in Agra (Up).

For example, the IFSC Code PUNB0495500 of Punjab National Bank for the Agra,Shastri Puram branch has these elements, identifying the bank and the branch location in Agra (Up) and Uttar Pradesh correctly.

How to Find IFSC Code for Punjab National Bank?

To find the IFSC Code PUNB0495500 of Punjab National Bank for its Agra,Shastri Puram branch located in Agra (Up), the following methods can help you out:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Agra (Up) and Agra, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Agra,Shastri Puram or Agra (Up) to find the exact IFSC Code PUNB0495500.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Agra (Up) will provide accurate information.

How to Use IFSC Code PUNB0495500 for Online Transfers?

Once you have the IFSC Code PUNB0495500 for the Agra,Shastri Puram branch of Punjab National Bank in Agra (Up), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0495500. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0495500.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Agra,Shastri Puram in Agra (Up), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Agra,Shastri Puram, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Agra (Up) to handle online money transfers and get their cheques cleared smoothly.