The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Currency Chest Belonia branch in Agartala, Guwathi, Tripura, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Agartala or anywhere in Tripura can transfer funds instantly by using the correct IFSC Code PUNB0891500. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Currency Chest Belonia, Agartala

Here are the key points that are associated with the IFSC Code PUNB0891500 of Punjab National Bank for its branch located in Agartala, within the district of Guwathi in the state of Tripura.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0891500
Branch Currency Chest Belonia
City Agartala
District Guwathi
State Tripura
Address Po Belonia Dist South Tripura Tp Ben 799155

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Agartala for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0891500 for the Currency Chest Belonia branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Currency Chest Belonia, Agartala, Tripura, is provided with a unique IFSC like PUNB0891500 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Agartala.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Agartala and Guwathi.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tripura and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Currency Chest Belonia do not get mixed with another location.

Format of the IFSC Code PUNB0891500

This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Currency Chest Belonia in Agartala.

For example, the IFSC Code PUNB0891500 of Punjab National Bank for the Currency Chest Belonia branch includes these elements, identifying the bank and the branch location in Agartala and Tripura accurately.

How to Find IFSC Code for Punjab National Bank?

If you are looking for the IFSC Code PUNB0891500 of Punjab National Bank for its Currency Chest Belonia branch located in Agartala, the following methods can help:

Cheque Book

The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab National Bank branches in Agartala and Guwathi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Currency Chest Belonia or Agartala to get the exact IFSC Code PUNB0891500.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Agartala, then it will provide you proper information.

How to Use IFSC Code PUNB0891500 for Online Transfers?

Once you have the IFSC Code PUNB0891500 for the Currency Chest Belonia branch of Punjab National Bank in Agartala, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0891500. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0891500.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Currency Chest Belonia in Agartala, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Currency Chest Belonia, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Agartala to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Currency Chest Belonia, Agartala?

The IFSC Code is PUNB0891500.

Is the IFSC Code PUNB0891500 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Currency Chest Belonia?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Currency Chest Belonia branch?

The address of the branch is Po Belonia Dist South Tripura Tp Ben 799155 located in Agartala, Guwathi, Tripura.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.