For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Maslandapur branch in 24-Prgs.(North), Barasat, West Bengal, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in 24-Prgs.(North) or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code PUNB0193220. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Maslandapur, 24-Prgs.(North)
Below in the table are the key details related to IFSC Code PUNB0193220 of Punjab National Bank for its branch located in 24-Prgs.(North), within the district of Barasat in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0193220 |
| Branch | Maslandapur |
| City | 24-Prgs.(North) |
| District | Barasat |
| State | West Bengal |
| Address | Maslandapur, |
These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in 24-Prgs.(North) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0193220 for the Maslandapur branch of Punjab National Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Maslandapur, 24-Prgs.(North), West Bengal, are allotted a unique IFSC like PUNB0193220 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in 24-Prgs.(North).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like 24-Prgs.(North) and Barasat.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Punjab National Bank in Maslandapur reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code PUNB0193220
This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Maslandapur in 24-Prgs.(North).
For example, the IFSC Code PUNB0193220 of Punjab National Bank for the Maslandapur branch includes these elements, identifying the bank and the branch location in 24-Prgs.(North) and West Bengal accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0193220 of Punjab National Bank for its Maslandapur branch located in 24-Prgs.(North), the following methods can help:
Cheque Book
The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in 24-Prgs.(North) and Barasat, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and find the branch locator section. Search for Maslandapur or 24-Prgs.(North) to get the exact IFSC Code PUNB0193220.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and 24-Prgs.(North) that will provide accurate information.
How to Use IFSC Code PUNB0193220 for Online Transfers?
Once you have the IFSC Code PUNB0193220 for the Maslandapur branch of Punjab National Bank in 24-Prgs.(North), you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0193220. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0193220.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Maslandapur in 24-Prgs.(North), it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Maslandapur, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in 24-Prgs.(North) manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0193220.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Maslandapur, located in 24-Prgs.(North), Barasat, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.