The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab And Sind Bank for its Jathlana branch in Yamunanagar, Jathlana, Haryana, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab And Sind Bank located in Yamunanagar or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code PSIB0000214. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab And Sind Bank, Jathlana, Yamunanagar

Here are the key points that are associated with the IFSC Code PSIB0000214 of Punjab And Sind Bank for its branch located in Yamunanagar, within the district of Jathlana in the state of Haryana.

Particulars Details
Bank Punjab And Sind Bank
IFSC Code PSIB0000214
Branch Jathlana
City Yamunanagar
District Jathlana
State Haryana
Address Gumathla Road, Jathlana, Distt. Yamunanagr, Haryana -

These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab And Sind Bank in Yamunanagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PSIB0000214 for the Jathlana branch of Punjab And Sind Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab And Sind Bank located in Jathlana, Yamunanagar, Haryana, is provided a unique IFSC like PSIB0000214 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Punjab And Sind Bank branch in Yamunanagar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Yamunanagar and Jathlana.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Haryana and the rest of India, the IFSC Code ensures that transactions meant for Punjab And Sind Bank in Jathlana do not get misguided to another person.

Format of the IFSC Code PSIB0000214

The format of the IFSC Code for banks, including Punjab And Sind Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab And Sind Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jathlana in Yamunanagar.

For example, the IFSC Code PSIB0000214 of Punjab And Sind Bank for the Jathlana branch includes these elements, identifying the bank and the branch location in Yamunanagar and Haryana accurately.

How to Find IFSC Code for Punjab And Sind Bank?

If you are trying to find the IFSC Code PSIB0000214 of Punjab And Sind Bank for its Jathlana branch located in Yamunanagar, the following methods can help:

Cheque Book

The cheque books that are issued by Punjab And Sind Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Punjab And Sind Bank branches in Yamunanagar and Jathlana, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab And Sind Bank and find the branch locator section. Search for Jathlana or Yamunanagar to get the exact IFSC Code PSIB0000214.

Mobile Banking App

If you use Punjab And Sind Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab And Sind Bank and Yamunanagar that will provide accurate information.

How to Use IFSC Code PSIB0000214 for Online Transfers?

Once you have the IFSC Code PSIB0000214 for the Jathlana branch of Punjab And Sind Bank in Yamunanagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PSIB0000214. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab And Sind Bank IFSC Code PSIB0000214.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab And Sind Bank Jathlana in Yamunanagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab And Sind Bank in Jathlana, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab And Sind Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Yamunanagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab And Sind Bank in Jathlana, Yamunanagar?

The IFSC Code is PSIB0000214.

Is the IFSC Code PSIB0000214 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Punjab And Sind Bank Jathlana?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Jathlana branch?

The address of the branch is Gumathla Road, Jathlana, Distt. Yamunanagr, Haryana - located in Yamunanagar, Jathlana, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.