The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab And Sind Bank for its Rudrapur Kashipur Road branch in Udham Singh Nagar, Rudrapur, Uttarakhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab And Sind Bank located in Udham Singh Nagar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code PSIB0021102. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab And Sind Bank, Rudrapur Kashipur Road, Udham Singh Nagar
Below in the table are the key details related to IFSC Code PSIB0021102 of Punjab And Sind Bank for its branch located in Udham Singh Nagar, within the district of Rudrapur in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Punjab And Sind Bank |
| IFSC Code | PSIB0021102 |
| Branch | Rudrapur Kashipur Road |
| City | Udham Singh Nagar |
| District | Rudrapur |
| State | Uttarakhand |
| Address | Shri Dharamkanta Kashipur Road Rudrappur Distt Udham Singh Nagar Uttrakhand 263153 |
These details help users in online banking and for businesses and individuals who use Punjab And Sind Bank in Udham Singh Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PSIB0021102 for the Rudrapur Kashipur Road branch of Punjab And Sind Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab And Sind Bank located in Rudrapur Kashipur Road, Udham Singh Nagar, Uttarakhand, is provided with a unique IFSC like PSIB0021102 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Punjab And Sind Bank branch in Udham Singh Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Udham Singh Nagar and Rudrapur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for Punjab And Sind Bank in Rudrapur Kashipur Road do not get mixed with another location.
Format of the IFSC Code PSIB0021102
This is the format of the IFSC Code for banks, including Punjab And Sind Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Punjab And Sind Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Rudrapur Kashipur Road in Udham Singh Nagar.
For example, the IFSC Code PSIB0021102 of Punjab And Sind Bank for the Rudrapur Kashipur Road branch includes these elements, identifying the bank and the branch location in Udham Singh Nagar and Uttarakhand accurately.
How to Find IFSC Code for Punjab And Sind Bank?
If you are looking for the IFSC Code PSIB0021102 of Punjab And Sind Bank for its Rudrapur Kashipur Road branch located in Udham Singh Nagar, the following methods can help:
Cheque Book
The cheque book that is issued by Punjab And Sind Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Punjab And Sind Bank branches in Udham Singh Nagar and Rudrapur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Punjab And Sind Bank and look for the branch locator section, then search for Rudrapur Kashipur Road or Udham Singh Nagar to get the exact IFSC Code PSIB0021102.
Mobile Banking App
If you use Punjab And Sind Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab And Sind Bank and Udham Singh Nagar, then it will provide you proper information.
How to Use IFSC Code PSIB0021102 for Online Transfers?
If you have the IFSC Code PSIB0021102 for the Rudrapur Kashipur Road branch of Punjab And Sind Bank in Udham Singh Nagar, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PSIB0021102. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Punjab And Sind Bank IFSC Code PSIB0021102.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab And Sind Bank Rudrapur Kashipur Road in Udham Singh Nagar, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab And Sind Bank in Rudrapur Kashipur Road, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab And Sind Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Udham Singh Nagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is PSIB0021102.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shri Dharamkanta Kashipur Road Rudrappur Distt Udham Singh Nagar Uttrakhand 263153 located in Udham Singh Nagar, Rudrapur, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.