Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab And Sind Bank for its Dabora Sewa branch in Shahjahanpur, Dabora Sewa, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Punjab And Sind Bank located in Shahjahanpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PSIB0000494. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab And Sind Bank, Dabora Sewa, Shahjahanpur
The table below shows the main details of the IFSC Code PSIB0000494 for the Punjab And Sind Bank branch in Shahjahanpur, which falls under the Dabora Sewa district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab And Sind Bank |
| IFSC Code | PSIB0000494 |
| Branch | Dabora Sewa |
| City | Shahjahanpur |
| District | Dabora Sewa |
| State | Uttar Pradesh |
| Address | Dabora Sewa P O Banda Distt Shahjanpur Uttar Pradesh 242402 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab And Sind Bank in Shahjahanpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PSIB0000494 for the Dabora Sewa branch of Punjab And Sind Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab And Sind Bank located in Dabora Sewa, Shahjahanpur, Uttar Pradesh, are allotted a unique IFSC like PSIB0000494 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Shahjahanpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Shahjahanpur and Dabora Sewa.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Punjab And Sind Bank in Dabora Sewa reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code PSIB0000494
The format of the IFSC Code for banks, including Punjab And Sind Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab And Sind Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dabora Sewa in Shahjahanpur.
For example, the IFSC Code PSIB0000494 of Punjab And Sind Bank for the Dabora Sewa branch includes these elements, identifying the bank and the branch location in Shahjahanpur and Uttar Pradesh correctly.
How to Find IFSC Code for Punjab And Sind Bank?
If you are trying to find the IFSC Code PSIB0000494 of Punjab And Sind Bank for its Dabora Sewa branch located in Shahjahanpur, the following methods can help:
Cheque Book
The cheque books that are issued by Punjab And Sind Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Punjab And Sind Bank branches in Shahjahanpur and Dabora Sewa, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab And Sind Bank and find the branch locator section. Search for Dabora Sewa or Shahjahanpur to get the exact IFSC Code PSIB0000494.
Mobile Banking App
If you use Punjab And Sind Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab And Sind Bank and Shahjahanpur that will provide accurate information.
How to Use IFSC Code PSIB0000494 for Online Transfers?
Once you have the IFSC Code PSIB0000494 for the Dabora Sewa branch of Punjab And Sind Bank in Shahjahanpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PSIB0000494. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab And Sind Bank IFSC Code PSIB0000494.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab And Sind Bank Dabora Sewa in Shahjahanpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab And Sind Bank in Dabora Sewa, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab And Sind Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Shahjahanpur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is PSIB0000494.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Dabora Sewa P O Banda Distt Shahjanpur Uttar Pradesh 242402 located in Shahjahanpur, Dabora Sewa, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.